810 Thistle Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 810 Thistle Dr, Spring Creek, NV 89815

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,776 sqft · built 2016
Lot Size1.11 acres (48,352 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Aug 2016)
Tax Bill$4,097 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN047-008-023

Property Details

APN / Parcel Number

Primary APN047-008-023

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area2,776 sqft Living Area
Gross Area3,296 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area48,352 sqft
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address810 THISTLE DR
CitySPRING CREEK
StateNV
Zip89815-7355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionTRACT 402 SPRING CREEK CORPORATION FILE 68748
Legal SubdivisionSPRING CREEK TRACT 402
Legal Tract402
Legal Block8
Legal Lot Number23
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3007
Census Tract951201

Owner

810 Thistle Dr is owned and occupied by an individual who acquired it in April 2020.

Source: Elko County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address810 THISTLE DR, SPRING CREEK, NV 89815-7355
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Line of Credit
ELKO FCU
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Apr 7, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2016 · Amount on File
Deed SaleAug 5, 2016 · Amount on File
Prior SaleSep 13, 2013 · Amount on File
Deed Document Number2016714452
Last Transfer DateApr 2, 2020
Transfer Doc0000767185
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address810 THISTLE DR, SPRING CREEK, NV 89815-7355
Transaction TypeMortgage
Record UpdatedNov 17, 2023
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000828081
DateOct 25, 2023
Instrument828081
Lender
NameELKO FCU
TypeCredit Union
Address89601
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 23, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address810 THISTLE DR, SPRING CREEK, NV 89815-7355
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000792847
DateAug 9, 2021
Instrument792847
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKO NV
Recording DateApr 7, 2020
Property Address810 THISTLE DR, SPRING CREEK, NV 89815-7355
Document Number0000767185
Map ReferenceFILE 67483
Instrument DateApr 2, 2020
Instrument767185
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address810 THISTLE DR, SPRING CREEK, NV 89815-7355

Mortgage

Document Number0000767186
DateApr 7, 2020
Instrument767186
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 810 Thistle Dr was $4,097, down 1.8% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,097.00 (-1.75%)$152,950 (-1.76%) Land $21,000 Building $131,950$437,000 (-1.76%) Land $60,000 Building $377,000
2025$4,170.00$155,695 Land $21,000 Building $134,695$444,843 Land $60,000 Building $384,843
2023$3,426.00 (+9.77%)$137,966 (+18.4%) Land $11,200 Building $126,766$394,189 (+18.4%) Land $32,000 Building $362,189
2022$3,121.00$116,524 Land $11,200 Building $105,324$332,926 Land $32,000 Building $300,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 810 Thistle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Thistle Dr is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 80% of Nevada
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
CC Communications Broadband
Fiber
1,000 / 1,000
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
100 / 20

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