810 Terry Ln, Key West, FL 33040 Property Records

Monroe County property record for 810 Terry Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,890 sqft · built 2006
Lot Size	0.069 acres (3,024 sqft)
Owner	Company Name on Record
Last Sale	$1,377,500 (Apr 2019)
Tax Bill	$14,217 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`00014290-000000`

Property Details

APN / Parcel Number

Primary APN	`00014290-000000`
Alternative APNs	`01010100014290000000` `1014672`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,024 sqft (0.069 acres)
Lot Dimensions	96 ft deep x 32 ft wide

Exterior Amenities

Pool Area	165 sqft
Porch	Slab
Porch Area	378 sqft
Patio Area	873 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1014672
Street Address	810 TERRY LN
City	KEY WEST
State	FL
Zip	33040-7331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PT LOT 9 SQR 1 TR 3 J1-328 OR728-329 OR756-354/56 OR1220-1636/37 OR2122-485/87 OR2139-637/40 OR2352-1589/94 OR2445-2085/87 OR2798-1993/94 OR2959-923 OR3211-2357 OR3213-1566
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	SIMONTONS ADDITION
Legal Tract	3
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1010
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	810 TERRY LN, KEY WEST, FL 33040-7331
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Correction Deed ACCOMMODATION
Feb 14, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	20192215784
Deed Book / Page	2959 / 923
Last Transfer Date	Feb 24, 2023
Transfer Doc	0032131566
Record Updated	Sep 20, 2026

February 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Feb 28, 2023
Property Address	810 TERRY LN, KEY WEST, FL 33040-7331
Document Number	0032131566
Book / Page	3213 / 1566
Instrument Date	Feb 24, 2023
Instrument	2408231
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	810 TERRY LN, KEY WEST, FL 33040-7331

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Feb 14, 2023
Property Address	810 TERRY LN, KEY WEST, FL 33040-7331
Document Number	0032112357
Book / Page	3211 / 2357
Instrument Date	Feb 9, 2023
Instrument	2406660
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	810 TERRY LN, KEY WEST, FL 33040-7331

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	810 TERRY LN, KEY WEST, FL 33040-7331
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GILROY ST, NEWPORT, RI 02840-3826

Mortgage

Document Number	0030931262
Date	Apr 30, 2021
Book Page	3093/1262
Instrument	2316897

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 16, 2019
Property Address	810 TERRY LN, KEY WEST, FL 33040-7331
Document Number	0029590923
Book / Page	2959 / 0923
Instrument Date	Apr 15, 2019
Instrument	2215784
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,642.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17000 WEDGE PKWY UNIT 1624, 17000, RENO, NV 89511-3234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GILROY ST, NEWPORT, RI 02840-3826

Mortgage

Document Number	0029590931
Date	Apr 16, 2019
Instrument	2959-0931

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,217.00 (-2.36%)	$1,659,905 (-1.88%) Land $776,200 Building $883,705	$1,659,905 (-1.88%) Land $776,200 Building $883,705
2024	$14,561.00 (+2.07%)
2023	$14,266.00 (+31.09%) Homeowner's exemption	$1,691,735 (+23.7%) Land $848,534 Building $843,201	$1,691,735 (+23.7%) Land $848,534 Building $843,201
2022	$10,883.00	$1,367,565 Land $514,685 Building $852,880	$1,367,565 Land $514,685 Building $852,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 units insured incl. 32 condo units
Nearby Flood Claims	84 (1980–2022)
Claims Outside the SFHA	41 of 84
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 30 claims Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Terry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures