810 Stemley Rd, Talladega, AL 35160 Property Records

Talladega County property record for 810 Stemley Rd, Talladega, AL 35160

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,068 sqft · built 1985
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,500 (Oct 2024)
Tax Bill	$76 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-05-16-0-000-039.000`

Property Details

APN / Parcel Number

Primary APN	`12-05-16-0-000-039.000`
Alternative APNs	`228684` `135182` `15035`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,068 sqft Base Area
1st Floor Area	1,068 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Lot Dimensions	215 ft deep x 340 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	228684
Street Address	810 STEMLEY RD
City	TALLADEGA
State	AL
Zip	35160-7161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	340' X 215' IRR (D) COM AT THE INT OF E R/W OF HWY #43 AND THE S LINE OF S16 NLY ALG R/W 340' ELY 215' SLY 352.8' W 215' TO
Jurisdiction	TALLADEGA AL
Township / Civil Division	TALLADEGA
Census Block Group	2
Census Block	2015
Census Tract	10302

Owner

Source: Talladega County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 STEMLEY RD, TALLADEGA, AL 35160-7161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Deed Book / Page	1245 / 719
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALLADEGA AL
Recording Date	Jul 16, 2026
Property Address	810 STEMLEY RD, TALLADEGA, AL 35160-7161
Document Number	1819000293
Book / Page	1819 / 293
Instrument Date	Jul 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 STEMLEY RD, TALLADEGA, AL 35160-7161

Mortgage

Document Number	1819000293,
Date	Jul 16, 2026
Book Page	1819/293

Lender

Name	COOSA PINES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Talladega County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Talladega County
Unified School District	Talladega County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$76.00 Homeowner's exemption Senior Citizen's exemption
2025	$76.00 (-61.81%) Homeowner's exemption Senior Citizen's exemption	$8,420 (-17.45%) Land $1,800 Building $6,620	$84,200 (-) Land $18,000 Building $66,200
2024	$199.00 Homeowner's exemption	$10,200 (+21.43%) Land $3,600 Building $6,600	$84,200 (-) Land $18,000 Building $66,200
2023	Homeowner's exemption Senior Citizen's exemption	$8,400 Land $1,800 Building $6,600	$84,200 Land $18,000 Building $66,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Stemley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures