Goodhue County property record for 810 Spruce Ct, Pine Island, MN 55963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,170 sqft · built 1990 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Nov 2016) |
| Tax Bill | $4,312 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 68.440.0080 |
| Primary APN | 68.440.0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,838 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 230 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Width | 79.3 ft Width |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Deck Area | 44 sqft |
| Patio Area | 148 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 39087 |
|---|---|
| Street Address | 810 SPRUCE CT |
| City | PINE ISLAND |
| State | MN |
| Zip | 55963-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE TREE VALLEY SUB LOT-008 BLOCK-001 .22 AC ID# 18-0363-00800 DOC #634804 LOT 8 BLK 1 SEC 32 109 15 |
| Legal Subdivision | PINE TREE VALLEY SUB |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | PINE ISLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 80800 |
810 Spruce Ct is owned and occupied by two individuals who bought it in November 2016.
Source: Goodhue County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 SPRUCE CT, PINE ISLAND, MN 55963-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage THINK MUTUAL BANK |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2016 · Amount on File |
| Deed Sale | Nov 9, 2016 · Amount on File |
| Prior Sale | Sep 16, 2003 · Amount on File |
| Deed Document Number | 2016634804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOODHUE MN |
| Property Address | 810 SPRUCE CT, PINE ISLAND, MN 55963-9743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 810 SPRUCE CT, PINE ISLAND, MN 55963-9743 |
| Document Number | 000A694976 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | A694976 |
| Name | THINK MUTUAL BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55903 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 7, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOODHUE MN |
| Property Address | 810 SPRUCE CT, PINE ISLAND, MN 55963-9743 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000671017 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 671017 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 810 Spruce Ct was $4,312 with a homeowner's exemption.
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| Municipality | Pine Island City |
| Unified School District | Pine Island Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,312.00 Homeowner's exemption | $302,900 (+5.76%) Land $56,100 Building $246,800 | $302,900 (+5.76%) Land $56,100 Building $246,800 |
| 2025 | $286,400 Land $51,100 Building $235,300 | $286,400 Land $51,100 Building $235,300 | |
| 2023 | $4,072.00 Homeowner's exemption | $277,100 Land $51,300 Building $225,800 | $277,100 Land $51,300 Building $225,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Spruce Ct in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 810 Spruce Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Pine Island serves 3,380 people · EPA ID MN1250012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bevcomm Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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