Hamilton County property record for 810 Spears Ave, Chattanooga, TN 37405
| Property Type | Vacant Land |
|---|---|
| Details | 816 sqft · built 1910 |
| Lot Size | 0.145 acres (6,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $473 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 126M C 013 |
| Primary APN | 126M C 013 |
|---|
| Building Area | 816 sqft |
|---|
| Year Built | Built 1910 |
|---|---|
| Lot Area | 6,320 sqft (0.145 acres) |
| Lot Dimensions | 158 ft deep x 40 ft wide |
| Heating System | HVAC |
|---|
| Street Address | 810 SPEARS AVE |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3539 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | PT LT 83 NORTH CHATT LAND CO PB 1 PG 28 |
| Legal Subdivision | NORTH CHATT LAND CO |
| Legal Lot Number | 83 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
810 Spears Ave, vacant land, is owned by an individual who acquired it in November 2018.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 4840, CHATTANOOGA, TN 37405-0840 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2018 |
| Deed Sale | Nov 20, 2018 |
| Deed Document Number | 2018112000201 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 810 Spears Ave was $473, up 21% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473.00 (+20.97%) | $31,250 (+78.57%) | $125,000 (+78.57%) Land $125,000 |
| 2024 | $391.00 | $17,500 (-) | $70,000 (-) Land $70,000 |
| 2023 | $391.00 | $17,500 (-) | $70,000 (-) Land $70,000 |
| 2022 | $391.00 | $17,500 | $70,000 Land $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Spears Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 Spears Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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