810 Shade Tree Ct, Owings, MD 20736 Property Records

Calvert County property record for 810 Shade Tree Ct, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,457 sqft · built 1989
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$197,350 (Aug 1990)
Tax Bill$4,082 (2023)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-135225

Property Details

APN / Parcel Number

Primary APN03-135225
Alternative APNs
  • 3135225
  • 135225

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,457 sqft Total Area
1st Floor Area2,457 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area1,190 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area60 sqft
Deck Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number135225
Old Parcel Number3135225
Street Address810 SHADE TREE CT
CityOWINGS
StateMD
Zip20736-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 5 CALVERT WOODS
Legal SubdivisionCALVERT WOODS
Legal Lot Number5 810
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2016
Census Tract860200

Owner

810 Shade Tree Ct is owned and occupied by an individual who bought it in August 1990.

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address810 SHADE TREE CT, OWINGS, MD 20736-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 1990 · Amount on File
Deed SaleAug 17, 1990 · Amount on File
Deed Document Number910499
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address810 SHADE TREE CT, OWINGS, MD 20736-3002
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060540387
DateAug 18, 2021
Book Page6054/387
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,082.00 Homeowner's exemption$392,933$433,800 Land $150,000 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 Shade Tree Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Shade Tree Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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