Madison County property record for 810 Sam Christopher Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Apr 2023) |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-0005-0090 |
| Primary APN | 054A-0005-0090 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Account Number | 44332 |
|---|---|
| Street Address | 810 SAM CHRISTOPHER CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST LOT 10 |
| Legal Subdivision | HILLCREST |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 10201 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 25, 2023 | Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Feb 4, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Jul 17, 2019 | Deed, Transfer |
| Jul 17, 2019 | Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2023 · Amount on Record |
| Deed Sale | Apr 25, 2023 · Amount on Record |
| Prior Sale | Jul 17, 2019 |
| Deed Document Number | 2014141766 |
| Deed Book / Page | D837 / 340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Document Number | 0M2280/591 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | M2280/591 |
| Instrument | 2014188683 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 25, 2023 |
| Property Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Document Number | 00D837/340 |
| Book / Page | D837 / 340 |
| Map Reference | CAB 24 SL 395 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2014141766 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 693 SHAKER DR, RICHMOND, KY 40475-7652 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Document Number | 2014141769 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2014141769 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2019/540 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | M2019/540 |
| Instrument | 2014028909 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 3, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M02005/480 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | M02005/480 |
| Instrument | 2014026112 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 17, 2019 |
| Property Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Document Number | D00776/082 |
| Book / Page | D00776 / 082 |
| Map Reference | CAB 25 SL 183 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2013995679 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 MILLER DR, RICHMOND, KY 40475-3057 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 17, 2019 |
| Property Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Document Number | D00776/079 |
| Book / Page | D00776 / 079 |
| Map Reference | CAB 24 SL 86 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2013995678 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 MILLER DR, RICHMOND, KY 40475-3057 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 810 SAM CHRISTOPHER CT, RICHMOND, KY 40475-3048 |
| Investor | Possibly a Property Investor |
| Document Number | 2013995680 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 2013995680 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,299.00 (+30.81%) Homeowner's exemption | $399,000 (+53.46%) | $399,000 (+53.46%) |
| 2023 | $2,522.00 (-0.28%) | $260,000 (-) | $260,000 (-) |
| 2022 | $2,529.00 | $260,000 | $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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