810 S State St, Litchfield, IL 62056 Property Records

Montgomery County property record for 810 S State St, Litchfield, IL 62056

Property Summary

Property TypeSingle Family Home
Details650 sqft · built 1940
Lot Size0.15 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Aug 2020)
Tax Bill$2,659 (2025)
Deeds & MortgagesNov 2021 Mortgage
Aug 2020 Sale & Mortgage
APN15-04-183-002

Property Details

APN / Parcel Number

Primary APN15-04-183-002
Alternative APN
  • 16-001-428-00

Interior

Building Area650 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area6,600 sqft (0.15 acres)
Lot Dimensions132 ft deep x 50 ft wide

Location & Zoning

Street Address810 S STATE ST
CityLITCHFIELD
StateIL
Zip62056-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW PT BLK H 50 FT X 132 FT BERRY ADD 8-5-1428 S T00 R
Legal SubdivisionBERRY ADD
Legal BlockH
JurisdictionMONTGOMERY IL
Township / Civil DivisionSOUTH LITCHFIELD
Census Block Group2
Census Block2023
Census Tract957800

Owner

810 S State St is owned by an individual who bought it in August 2020.

Source: Montgomery County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address426 E 450 NORTH RD, MORRISONVILLE, IL 62546-6736
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Aug 11, 2020Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2020 · Amount on File
Deed SaleAug 11, 2020 · Amount on File
Prior SaleJan 2, 2008 · Amount on File
Deed Document Number20202813
Deed Book / Page1729 / 438
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IL
Property Address810 S STATE ST, LITCHFIELD, IL 62056-2238
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCOMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001768/135
DateNov 30, 2021
Book Page1768/135
Instrument202104373
Lender
NameCALIBER HOME LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IL
Recording DateAug 11, 2020
Property Address810 S STATE ST, LITCHFIELD, IL 62056-2238
Document Number001729/438
Book / Page1729 / 438
Instrument DateAug 7, 2020
Instrument202002813
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 S STATE ST, LITCHFIELD, IL 62056-2238

Mortgage

Document Number001729/442
DateAug 11, 2020
Book Page1729/442
Instrument202002814
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 810 S State St was $2,659.

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMontgomery County
County SubdivisionSouth Litchfield Township
MunicipalityLitchfield City
Unified School DistrictLitchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,659.00$30,240 Land $5,050 Building $25,190$90,720 Land $15,150 Building $75,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 810 S State St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 S State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLITCHFIELD
serves 6,648 people · EPA ID IL1350400
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Computer Techniques
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
800 / 400
Fidium Fiber
DSL · Fiber in parts of the area
500 / 75
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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