810 S Division St, Sumner, IA 50674 Property Records

Bremer County property record for 810 S Division St, Sumner, IA 50674 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,108 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Dec 2020)
Tax Bill	$5,092 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-151-004`

Property Details

APN / Parcel Number

Primary APN	`04-25-151-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,108 sqft Living Area
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	2,128 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal
Water Source	Commercial

Location & Zoning

Street Address	810 S DIVISION ST
City	SUMNER
State	IA
Zip	50674-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-93-11 PARCEL M SW NW
Legal Range	11W
Legal Township	93N
Legal Section	25
Legal Block	93
Legal Lot Number	11
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	2
Census Block	2059
Census Tract	4700

Owner

Source: Bremer County records · APN 04-25-151-004

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	810 S DIVISION ST, SUMNER, IA 50674-9202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage VERIDIAN CU
Nov 07, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST SECURITY BANK
Dec 03, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2020 · Amount on Record
Deed Sale	Dec 03, 2020 · Amount on Record
Prior Sale	Nov 14, 2005 · Amount on Record
Deed Document Number	20205453
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	810 S DIVISION ST, SUMNER, IA 50674-9202
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170648
Date	Feb 27, 2017
Instrument	20170648

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 05, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	810 S DIVISION ST, SUMNER, IA 50674-9202
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020193807
Date	Nov 07, 2019
Instrument	20193807

Lender

Name	NORTHEAST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Dec 03, 2020
Property Address	810 S DIVISION ST, SUMNER, IA 50674-9202
Document Number	0020205453
Instrument Date	Dec 02, 2020
Instrument	20205453
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Tax	$543.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 W 1ST ST, SUMNER, IA 50674-9210

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,092.00 (-3.41%) Homeowner's exemption	$399,100 (+8.15%) Land $77,500 Building $321,600	$399,100 (+7.42%) Land $77,500 Building $321,600
2023		$369,020 Land $58,500 Building $310,520	$371,520
2022	$5,272.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190170047002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2004–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2017, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Hawkeye Telephone Company	Fiber	1,000 / 1,000
Northeast Iowa Telephone Company	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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