810 S Branch St, Monroe, NC 28112 Property Records

Union County property record for 810 S Branch St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 1,986 sqft · built 1930
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2020)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-235-171`

Property Details

APN / Parcel Number

Primary APN	`09-235-171`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,892 sqft (0.273 acres)

Exterior Amenities

Porch	Slab
Porch Area	153 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	810 S BRANCH ST
City	MONROE
State	NC
Zip	28112-5900
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	7832-165
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2097
Census Tract	20501

Owner

810 S Branch St, a rural home, is owned and occupied by an individual who bought it in October 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	810 S BRANCH ST, MONROE, NC 28112-5900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Aug 5, 2011 · Amount on File
Deed Document Number	202039600
Deed Book / Page	7832 / 165
Prior Transfer Date	Mar 26, 2010
Prior Transfer Doc	0005304528
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	810 S BRANCH ST, MONROE, NC 28112-5900
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008554842
Date	Aug 23, 2022
Book Page	8554/842
Instrument	29811

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	810 S BRANCH ST, MONROE, NC 28112-5900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDER RECORDING SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6883421
Date	Feb 27, 2017
Book Page	6883/421
Instrument	0005381

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 1, 2020
Property Address	810 S BRANCH ST, MONROE, NC 28112-5900
Document Number	0007832165
Book / Page	7832 / 165
Instrument Date	Oct 1, 2020
Instrument	39600
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5931 KINGHURST DR, 5931, CHARLOTTE, NC 28227-3042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S BRANCH ST, MONROE, NC 28112-5900

Mortgage

Document Number	0000039601
Date	Oct 1, 2020
Instrument	39601

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 810 S Branch St was $2,593.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,700 (-) Land $33,300 Building $263,400	$296,700 (-) Land $33,300 Building $263,400
2025	$2,593.00	$296,700 Land $33,300 Building $263,400	$296,700 Land $33,300 Building $263,400
2023	$1,788.00	$164,000 Land $17,600 Building $146,400	$164,000 Land $17,600 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 S Branch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 S Branch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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