810 S Black Cherry Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 810 S Black Cherry Dr, Saint Johns, FL 32259

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,607 sqft · built 2006
Owner	2 Individual Names on File
Last Sale	$252,000 (Nov 2025)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023429-0506`

Property Details

APN / Parcel Number

Primary APN	`023429-0506`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006

Location & Zoning

Street Address	810 S BLACK CHERRY DR
City	SAINT JOHNS
State	FL
Zip	32259-4099
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR2642/84) CROSSINGS AT CYPRESS TRACE CONDO PH 5 UNIT 506 OR6254/798
Legal Range	28E
Legal Township	05S
Legal Section	03
Legal Subdivision	CROSSINGS AT CYPRESS TRACE
Legal Phase	5
Legal Unit	506
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1038
Census Tract	20810

Owner

810 S Black Cherry Dr, a condominium, is owned and occupied by two individuals who bought it in November 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Mar 21, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Mar 6, 2020 · Amount on File
Deed Document Number	202591675
Deed Book / Page	6254 / 798
Prior Transfer Date	Feb 7, 2015
Prior Transfer Doc	0040030875
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 10, 2025
Property Address	810 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099
Document Number	0062540798
Book / Page	6254 / 798
Map Reference	MB 2642 PG 84
Instrument Date	Nov 3, 2025
Instrument	2025091675
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	LANDMARK TITLE, LAND MARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1524 CHATHAM CT, ST AUGUSTINE, FL 32092-5050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099

Mortgage

Document Number	0006254800
Date	Nov 10, 2025
Instrument	6254/800

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 6, 2020
Property Address	810 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099
Document Number	0048970957
Book / Page	4897 / 957
Map Reference	MB 2642 PG 84
Instrument Date	Mar 3, 2020
Instrument	2020018328
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 BOULDER ST, 639, RIGBY, ID 83442-5341

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 S BLACK CHERRY DR, ST JOHNS, FL 32259-4099

Mortgage

Document Number	48970959
Date	Mar 6, 2020
Instrument	4897/0959

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 21, 2018
Property Address	810 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099
Document Number	0045190368
Book / Page	4519 / 0368
Map Reference	MB2642 PG84
Instrument Date	Mar 13, 2018
Instrument	2018018671
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 SAINT JOHNS FOREST BLVD, 352, SAINT JOHNS, FL 32259-7018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S BLACKM CHERRY DR 506, SAINT JOHNS, FL 32259

Mortgage

Document Number	2018018672
Date	Mar 21, 2018
Instrument	2018018672

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 810 S Black Cherry Dr was $2,114, up 14.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,000 (+35.74%) Building $232,000	$232,000 (-) Building $232,000
2025	$2,114.00 (+14.83%) Homeowner's exemption	$170,912 (+2.9%)	$232,000 (-4.76%)
2024	$1,841.00 (+2.22%) Homeowner's exemption	$166,095 (+3%)	$243,600 (+1.92%)
2023	$1,801.00 (+3.74%) Homeowner's exemption	$161,257 (+3%)	$239,010 (+23.2%)
2022	$1,736.00 Homeowner's exemption	$156,560	$194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 S Black Cherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 S Black Cherry Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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