810 Riviera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 810 Riviera Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1989
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Tax Bill	$1,530 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-29-MQ-102-31`

Property Details

APN / Parcel Number

Primary APN	`28-37-29-MQ-102-31`
Alternative APNs	`28-37-29-MQ-00102.0-0031.00` `2838304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,884 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	125 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2838304
Street Address	810 RIVIERA DR NE
City	PALM BAY
State	FL
Zip	32905-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 10 LOT 31 BLOCK 102
Legal Range	37E
Legal Township	28S
Legal Section	29
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 10
Legal Block	102
Legal Lot Number	31
Legal Unit	10
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2004
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 RIVIERA DR NE, PALM BAY, FL 32905-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CU/FL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	810 RIVIERA DR NE, PALM BAY, FL 32905-4438
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 RIVIERA DR NE, PALM BAY, FL 32905-4438

Mortgage

Document Number	0094962679
Date	May 5, 2022
Book Page	9496/2679
Instrument	2022113869

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	810 RIVIERA DR NE, PALM BAY, FL 32905-4438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FEDERAL TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087980686
Date	Jul 17, 2020
Book Page	8798/686
Instrument	2020152815

Lender

Name	COMMUNITY CU
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	810 RIVIERA DR NE, PALM BAY, FL 32905-4438
Document Number	0079921455
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	FEDERAL TITLE, FEDERAL TITLE INSURANCE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	810 RIVIERA DR NE PALM BAY FL 329054438, PALM BAY, FL 32905-4438

Mortgage

Document Number	0079921455
Date	Sep 29, 2017
Book Page	007992/001455
Instrument	201717

Lender

Name	COMMUNITY CU/FL
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2027

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,320 (+2.69%)	$325,380 (-6.69%)
2025	$1,530.00 (+6.4%) Homeowner's exemption	$121,060 (+5.98%)	$348,720 (+6.32%)
2023	$1,438.00 (+5.66%) Homeowner's exemption	$114,230 (+2.99%)	$328,000 (+27.91%) Land $55,000 Building $273,000
2022	$1,361.00 Homeowner's exemption	$110,910	$256,440 Land $50,000 Building $206,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wire 3.

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