Winnebago County property record for 810 River Ln, Loves Park, IL 61111
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 876 sqft · built 1945 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (May 2024) |
| Tax Bill | $2,303 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 150C219 |
| Primary APN | 150C219 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| Gross Area | 1,752 sqft |
| 1st Floor Area | 876 sqft |
| Basement Area | 876 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 135 ft deep x 49 ft wide |
| View / Lot | Traffic |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 150C219 |
|---|---|
| Street Address | 810 RIVER LN |
| City | LOVES PARK |
| State | IL |
| Zip | 61111-5151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURCHFIELD GARDENS IN S1/2 SEC 6-44-2LOT 019 BLOCK 012 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 6 |
| Legal Subdivision | BURCHFIELD GARDENS |
| Legal Block | 012 |
| Legal Lot Number | 19 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 300 |
810 River Ln is owned and occupied by two individuals who bought it in May 2024.
Source: Winnebago County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 RIVER LN, LOVES PARK, IL 61111-5151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Feb 28, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Deed Document Number | 20249645 |
| Prior Transfer Date | Jan 13, 2024 |
| Prior Transfer Doc | 0000004262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 1, 2024 |
| Property Address | 810 RIVER LN, LOVES PARK, IL 61111-5151 |
| Document Number | 0000009645 |
| Map Reference | BK16 PG2 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2409645 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 RIVER LN, LOVES PARK, IL 61111-5151 |
| Document Number | 0000009646 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2409646 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Number | 0000009647 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2409647 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 28, 2024 |
| Property Address | 810 RIVER LN, LOVES PARK, IL 61111-5151 |
| Document Number | 0000004262 |
| Map Reference | BK16 PG2 |
| Instrument Date | Jan 13, 2024 |
| Instrument | 2404262 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15703 CLEARCREST DR, HOUSTON, TX 77059-6409 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 810 RIVER LN, LOVES PARK, IL 61111-5151 |
The 2025 property tax bill for 810 River Ln was $2,303.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Loves Park City |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,303.00 | $39,734 Land $4,709 Building $35,025 | $119,202 Land $14,127 Building $105,075 |
| 2022 | Homeowner's exemption | $30,819 Land $3,330 Building $27,489 | $92,457 Land $9,990 Building $82,467 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 810 River Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1981) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 810 River Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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