810 Ridge Rd, Windsor, ME 04363 Property Records

Kennebec County and Windsor Town property record for 810 Ridge Rd, Windsor, ME 04363

Property Summary

Property Type	Single Family Home
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$143,300 (Sep 2021)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINR M:08 L:045-C`

Property Details

APN / Parcel Number

Primary APN	`WINR M:08 L:045-C`
Alternative APNs	`M:08 L:045=C` `148`

Exterior

Lot Area	87,991 sqft (2.02 acres)

Location & Zoning

Account Number	148
Street Address	810 RIDGE RD
City	WINDSOR
State	ME
Zip	04363-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODS SUB
Legal Lot Number	45-C
Jurisdiction	WINDSOR ME
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1004
Census Tract	19000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

810 Ridge Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Kennebec County and Windsor Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	810 RIDGE RD, WINDSOR, ME 04363-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 17, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 8, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Feb 13, 2014
Deed Document Number	202126094
Deed Book / Page	14161 / 319
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	810 RIDGE RD, WINDSOR, ME 04363-3314
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023016794
Date	Aug 29, 2023
Book Page	14848/263
Instrument	2023016794

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	810 RIDGE RD, WINDSOR, ME 04363-3314
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023004664
Date	Mar 17, 2023
Book Page	14714/279
Instrument	2023004664

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR ME
Recording Date	Sep 8, 2021
Property Address	810 RIDGE RD, WINDSOR, ME 04363-3314
Document Number	2021026094
Book / Page	14161 / 319
Instrument Date	Sep 3, 2021
Instrument	2021026094
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	53 UPHAM RD, UNION, ME 04862-6032

Mortgage

Document Number	2021026095
Date	Sep 8, 2021
Instrument	2021026095

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 810 Ridge Rd was $1,434, up 2.1% from the year before.

Source: Kennebec County and Windsor Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Windsor Town
Unified School District	Regional School Unit 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,434.00 (+2.14%)	$152,600 (-) Land $35,700 Building $116,900
2024	$1,404.00 (+59%)	$152,600 (+150.57%) Land $35,700 Building $116,900
2023	$883.00 (+5.88%)	$60,900 (-) Land $18,000 Building $42,900
2022	$834.00	$60,900 Land $18,000 Building $42,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 810 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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