810 Pebble Creek Dr, Saint Cloud, MN 56303 Property Records

Stearns County property record for 810 Pebble Creek Dr, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,561 sqft · built 1996
Lot Size	0.3 acres (13,068 sqft)
Owner	Trust Name on File
Tax Bill	$4,896 (2026)
Deeds & Mortgages	Mar 2022 Sale Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-44893-0078`

Property Details

APN / Parcel Number

Primary APN	`82-44893-0078`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Width	95 ft Width
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	810 PEBBLE CREEK DR
City	SAINT CLOUD
State	MN
Zip	56303-0939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 007 BLK 002 BUETTNER'S RIDGEWOOD ESTS 12TH SECTION 08 TOWNSHIP 124 RANGE 028 SECTION 08 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	08
Legal Subdivision	BUETTNERS RIDGEWOOD ESTS 12TH
Legal Block	2
Legal Lot Number	7
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	1002

Owner

810 Pebble Creek Dr is owner-occupied and held in a trust.

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	810 PEBBLE CREEK DR, SAINT CLOUD, MN 56303-0939
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed, Transfer
Mar 31, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 31, 2022
Property Address	810 PEBBLE CREEK DR, SAINT CLOUD, MN 56303-0939
Document Number	00A1629312
Instrument Date	Mar 28, 2022
Instrument	A1629312
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 PEBBLE CREEK DR, SAINT CLOUD, MN 56303-0939

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 31, 2022
Property Address	810 PEBBLE CREEK DR, SAINT CLOUD, MN 56303-0939
Document Number	00A1629313
Instrument Date	Mar 28, 2022
Instrument	A1629313
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	810 PEBBLE CREEK DR, SAINT CLOUD, MN 56303-0939

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,896.00 (+24.64%)	$362,400 (+5.78%) Land $60,000 Building $302,400	$362,400 (+5.78%) Land $60,000 Building $302,400
2025		$342,600 (+4.1%) Land $60,000 Building $282,600	$342,600 (+4.1%) Land $60,000 Building $282,600
2023	$3,928.00	$329,100 Land $45,000 Building $284,100	$329,100 Land $45,000 Building $284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 Pebble Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 810 Pebble Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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