810 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 810 Olivia St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,098 sqft · built 1923
Lot Size0.045 acres (1,976 sqft)
OwnerIndividual Name on Record
Tax Bill$5,237 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN00019960-000000

Property Details

APN / Parcel Number

Primary APN00019960-000000
Alternative APN
  • 1020656

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,098 sqft Living Area
1st Floor Area1,098 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2019
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,976 sqft (0.045 acres)
Lot Dimensions78 ft deep x 25 ft wide

Exterior Amenities

Pool Area150 sqft
PorchOpen Porch
Porch Area426 sqft
Patio Area186 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1020656
Street Address810 OLIVIA ST
CityKEY WEST
StateFL
Zip33040-6419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT OF TR 5 G67-78 OR1300-1407/08 OR1300-1409 OR1303-2218/19 OR1328-1714/17 OR1473-2045/46 OR1536-717 OR1655-109
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWINDSOR LANE
Legal Tract5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3023
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address810 OLIVIA ST, KEY WEST, FL 33040-6419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2019
Deed SaleAug 1, 2019
Prior SaleSep 9, 1998
Deed Document Number0001655109
Deed Book / Page01655 / 00109
Prior Transfer DateSep 26, 2000
Prior Transfer Doc0165500109
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address810 OLIVIA ST, KEY WEST, FL 33040-6419
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 OLIVIA ST, KEY WEST, FL 33040-6419

Mortgage

Document Number0030790667
DateMar 3, 2021
Book Page3079/667
Instrument2306677
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$647,390 (+5.99%)$1,142,247 (+6.01%) Land $833,976 Building $308,271
2024$5,237.00 (+1.81%)
2023$5,144.00 (+3.77%)$610,821 (+3%)$1,077,508 (+35.31%) Land $789,750 Building $287,758
2022$4,957.00$593,031$796,341 Land $505,440 Building $290,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

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