810 Ocean Pkwy, Berlin, MD 21811 Property Records

Worcester County property record for 810 Ocean Pkwy, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,783 sqft · built 1984
Lot Size	0.252 acres (10,960 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2026)
Tax Bill	$2,861 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-086313`

Property Details

APN / Parcel Number

Primary APN	`03-086313`
Alternative APN	`086313`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,783 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,960 sqft (0.252 acres)
Garage Type	Carport
Garage Area	261 sqft
Carport	Carport
Carport Area	261 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	250 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	086313
Street Address	810 OCEAN PKWY
City	BERLIN
State	MD
Zip	21811-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-09-479 10960 SQ FT OCEAN PKWAY PL OCEAN PINES SEC 9
Legal Subdivision	OCEAN PINES SEC 09
Legal Lot Number	479
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1006
Census Tract	951102

Owner

810 Ocean Pkwy is owned by two individuals who bought it in June 2026.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 BRANDYWINE DR, BERLIN, MD 21811-1914
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORPORATION
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Dec 30, 2013 · Amount on File
Deed Book / Page	9177 / 46
Transfer Doc	0000311265
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 29, 2026
Property Address	810 OCEAN PKWY, BERLIN, MD 21811-1719
Document Number	9177000046
Book / Page	9177 / 46
Instrument Date	Jun 25, 2026
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	THE SECURITY TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 BRANDYWINE DR, BERLIN, MD 21811-1914

Mortgage

Document Number	9177000053,
Date	Jun 29, 2026
Book Page	9177/53

Lender

Name	BAY CAPITAL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	810 OCEAN PKWY, OCEAN PINES, MD 21811-1719
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FRANKLIN TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078640054
Date	Dec 9, 2020
Book Page	7864/54

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	810 OCEAN PKWY, OCEAN PINES, MD 21811-1719
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082610496
Date	Dec 16, 2021
Book Page	8261/496

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 810 Ocean Pkwy was $2,861, up 12.9% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,861.00 (+12.86%)	$310,000 (+12.85%)	$345,300 (-) Land $84,900 Building $260,400
2025	$2,535.00	$274,700	$345,300 Land $84,900 Building $260,400
2023	$2,051.00	$214,400	$239,400 Land $72,300 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 Ocean Pkwy in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Ocean Pkwy is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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