810 N Oak St, Bloomington, IL 61701 Property Records

McLean County property record for 810 N Oak St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,022 sqft · built 1910
Lot Size	0.131 acres (5,714 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2025)
Tax Bill	$2,445 (2024)
Deeds & Mortgages	Jun 2025 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-107-017`

Property Details

APN / Parcel Number

Primary APN	`21-04-107-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
Gross Area	1,202 sqft
1st Floor Area	1,022 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,714 sqft (0.131 acres)
Lot Dimensions	173 ft deep x 33 ft wide
View / Lot	Lake Front
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 N OAK ST
City	BLOOMINGTON
State	IL
Zip	61701-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ALLIN, GRIDLEY & PRICKETS S1/2 LOT 4 BLK 7
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ALLIN, GRIDLEY & PRICKETT''S ADDITION
Legal Block	7
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2009
Census Tract	1303

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	810 N OAK ST, BLOOMINGTON, IL 61701-2827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Sep 20, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2025 · Amount on Record
Deed Sale	Sep 20, 2025 · Amount on Record
Prior Sale	Feb 13, 2025 · Amount on Record
Deed Document Number	202513082
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	810 N OAK ST, BLOOMINGTON, IL 61701-2827
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S BAYBERRY CT, BLOOMINGTON, IL 61704-4681

Mortgage

Document Number	202500007692
Date	Jun 10, 2025
Instrument	2025-00007692

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	1 Months
Due	Jul 3, 2025

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 20, 2025
Property Address	810 N OAK ST, BLOOMINGTON, IL 61701-2827
Document Number	202500013082
Instrument Date	Sep 4, 2025
Instrument	2025-00013082
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 N OAK ST, BLOOMINGTON, IL 61701-2827

Mortgage

Document Number	202500013083
Date	Sep 20, 2025
Instrument	2025-00013083

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,711 (+8.47%) Land $8,726 Building $23,985	$98,133 (+8.47%) Land $26,178 Building $71,955
2024	$2,445.00 (+14.52%)	$30,158 (+18.04%) Land $8,045 Building $22,113	$90,474 (+18.04%) Land $24,135 Building $66,339
2023	$2,135.00	$25,550 Land $6,816 Building $18,734	$76,650 Land $20,448 Building $56,202

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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