810 N 11th St, Waco, TX 76707 Property Records

McLennan County property record for 810 N 11th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1918
Lot Size	0.206 acres (8,999 sqft)
Owner	Individual Name on Record
Tax Bill	$3,067 (2024)
Deeds & Mortgages	Feb 2021 Second Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`480180000047007`

Property Details

APN / Parcel Number

Primary APN	`480180000047007`
Alternative APNs	`4801800000470070111` `173574`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1973
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	8,999 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	692 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Account Number	173574
Old Parcel Number	4801800000470070111
Street Address	810 N 11TH ST
City	WACO
State	TX
Zip	76707-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	FINKS SUB LOT 11 BLOCK 230 ACRES .2066
Legal Subdivision	FINKS SUB
Legal Block	230
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1022
Census Tract	1200

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3736 MORROW AVE, WACO, TX 76710-5105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Vendor's Lien, Transfer · Stand-Alone Second Mortgage WES CUMMUNGHAM ETAL
Sep 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021
Deed Sale	Feb 8, 2021
Prior Sale	Sep 12, 2019
Deed Document Number	2021004843
Record Updated	Jun 8, 2026

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 8, 2021
Property Address	810 N 11TH ST, WACO, TX 76707-3614
Document Number	0000004843
Map Reference	VOL 56 PG 484
Instrument Date	Jan 29, 2021
Instrument	2021004843
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 ETHEL AVE, 1901, WACO, TX 76707-2943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3736 MORROW AVE, WACO, TX 76710-5105

Mortgage

Document Number	0000004844
Date	Feb 8, 2021
Instrument	2021004844

Lender

Name	WES CUMMUNGHAM ETAL
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 12, 2019
Property Address	810 N 11TH ST, WACO, TX 76707-3614
Document Number	0000030681
Instrument Date	Sep 12, 2019
Instrument	30681
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 ETHEL AVE WACO TX 767072943, WACO, TX 76707-2943

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,000 (+0.21%) Land $24,570 Building $111,430	$136,000 (+0.21%) Land $24,570 Building $111,430
2024	$3,067.00 (+0.82%)
2023		$135,710 Land $24,570 Building $111,140	$135,710 Land $24,570 Building $111,140
2022	$3,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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