810 Michael Ln, Elkton, VA 22827 Property Records

Rockingham County property record for 810 Michael Ln, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1895
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$240,500 (Sep 2005)
Tax Bill	$1,830 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129-(A)-L150B`

Property Details

APN / Parcel Number

Primary APN	`129-(A)-L150B`
Alternative APNs	`R43180` `43180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
Gross Area	2,082 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	261,360 sqft (6 acres)
Driveway	Gravel Driveway
Shed	1 Shed
Shed Area	208 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R43180
Street Address	810 MICHAEL LN
City	ELKTON
State	VA
Zip	22827-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1024
Census Tract	10302

Owner

810 Michael Ln is owned and occupied by an individual who acquired it in August 2019.

Source: Rockingham County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	810 MICHAEL LN, ELKTON, VA 22827-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2005 · Amount on File
Deed Sale	Sep 19, 2005 · Amount on File
Deed Document Number	200529388
Deed Book / Page	2738 / 288
Last Transfer Date	Aug 9, 2019
Transfer Doc	5154/711
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	810 MICHAEL LN, ELKTON, VA 22827-3130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 MICHAEL LN, ELKTON, VA 22827-3130

Mortgage

Document Number	5322/770
Date	Nov 2, 2020
Book Page	5322/770
Instrument	2020-26033

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKINGHAM VA
Recording Date	Aug 30, 2019
Property Address	810 MICHAEL LN, ELKTON, VA 22827-3130
Document Number	5154/711
Book / Page	5154 / 711
Map Reference	MB 2738 PG 288
Instrument Date	Aug 9, 2019
Instrument	2019-21268
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	810 MICHAEL LN, ELKTON, VA 22827-3130

Mortgage

Document Number	201921269
Date	Aug 30, 2019
Instrument	2019-21269

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 810 Michael Ln was $1,830, up 8.7% from the year before.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,830.00 (+8.73%)	$277,317 (+11.99%) Land $119,300 Building $158,017	$277,317 Land $119,300 Building $158,017
2025	$1,683.00	$247,617 Land $79,500 Building $168,117
2022			$247,617 Land $79,500 Building $168,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 Michael Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Michael Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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