810 Maple Leaf Ln, Apt 16, Petoskey, MI 49770 Property Records

Emmet County property record for 810 Maple Leaf Ln, Apt 16, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	0.019 acres (862 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (May 2024)
Tax Bill	$8,598 (2024)
Deeds & Mortgages	May 2024 Sale Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-355-116`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-355-116`

Interior

Units	8 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	862 sqft (0.019 acres)

Location & Zoning

Street Address	810 MAPLE LEAF LN, 16
City	PETOSKEY
State	MI
Zip	49770-7700
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	COP PUD
Legal Description	HARBOR WATCH CONDO PLAN #213, UNIT 16 . SECTION 6, T34N R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	HARBOR WATCH CONDO
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1041
Census Tract	970800

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	418 N GILBERT ST, IOWA CITY, IA 52245-2128
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer TALON TITLE AGENCY
Nov 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 24, 2018	Deed of Trust, Mortgage CHRISTINE WATKINS
Sep 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	20245212454
Deed Book / Page	1259 / 445
Prior Transfer Date	Sep 23, 2008
Prior Transfer Doc	1107/176
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 7, 2024
Property Address	810 MAPLE LEAF LN APT 16, 16, PETOSKEY, MI 49770-7700
Document Number	001259/445
Book / Page	1259 / 445
Instrument Date	May 3, 2024
Instrument	5212454
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$70.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	418 N GILBERT ST, IOWA CITY, IA 52245-2128

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	810 MAPLE LEAF LN APT 16, 16, PETOSKEY, MI 49770-7700
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 MAPLE LEAF LN, PETOSKEY, MI 49770-7707

Mortgage

Document Number	0000001248/0000000473
Date	Nov 14, 2022
Book Page	0000001248/0000000473
Instrument	5201442

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	810 MAPLE LEAF LN APT 16, 16, PETOSKEY, MI 49770-7700
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001206/0000000723
Date	Sep 24, 2018
Book Page	0000001206/0000000723
Instrument	000005159617

Lender

Name	CHRISTINE WATKINS

Agreement

Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 24, 2018
Property Address	810 MAPLE LEAF LN APT 16, 16, PETOSKEY, MI 49770-7700
Document Number	1206/696
Book / Page	1206 / 696
Instrument Date	Sep 19, 2018
Instrument	000005159590
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4142 ROHR RD, LAKE ORION, MI 48359-1930

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,700 (+75.11%) Land $415,700	$831,400 (+75.11%) Land $831,400
2024	$8,598.00
2023		$237,400 Land $237,400	$474,800 Land $474,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile USA.

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