810 Main St, Murray, KY 42071 Property Records

Calloway County property record for 810 Main St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,384 sqft
Lot Size	0.76 acres (33,300 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Oct 2025)
Tax Bill	$527 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`006-0-0010-00011`

Property Details

APN / Parcel Number

Primary APN	`006-0-0010-00011`
Alternative APN	`4793`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,300 sqft (0.76 acres)
Lot Dimensions	370 ft deep x 90 ft wide
Porch	Slab
Porch Area	204 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	4793
Street Address	810 MAIN ST
City	MURRAY
State	KY
Zip	42071-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	810 MAIN
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2029
Census Tract	10400

Owner

810 Main St is owned and occupied by two individuals who bought it in October 2025.

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2112 CAROLWOOD WAY, MURRAY, KY 42071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Oct 9, 2025 · Amount on File
Deed Document Number	2025722571
Deed Book / Page	1518 / 314
Prior Transfer Date	Oct 8, 2025
Prior Transfer Doc	0000722572
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	810 MAIN ST, MURRAY, KY 42071-1918
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001187/399
Date	Sep 10, 2018
Book Page	1187/399
Instrument	629789

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Jul 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	810 MAIN ST, MURRAY, KY 42071-1918
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 MAIN ST, MURRAY, KY 42071-1918

Mortgage

Document Number	001375/379
Date	Jun 14, 2022
Book Page	1375/379
Instrument	657834

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 810 Main St was $527 with a homeowner's exemption.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$527.00 Homeowner's exemption	$190,000	$190,000
2023	$539.00 Homeowner's exemption	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: Verizon.

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