810 Lyday Loop, Pisgah Forest, NC 28768 Property Records

Transylvania County property record for 810 Lyday Loop, Pisgah Forest, NC 28768

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1928
Lot Size	0.44 acres (18,955 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2020)
Tax Bill	$1,480 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9507-95-7709-000`

Property Details

APN / Parcel Number

Primary APN	`9507-95-7709-000`
Alternative APN	`70513790`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	876 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,955 sqft (0.44 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70513790
Street Address	810 LYDAY LOOP
City	PISGAH FOREST
State	NC
Zip	28768-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYDAY LOOP RD
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BOYD
Census Block Group	1
Census Block	1027
Census Tract	960100

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 LYDAY LOOP, PISGAH FOREST, NC 28768-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Aug 17, 2020	Warranty Deed, Transfer HOMETRUST BK
Jul 28, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	20204649
Deed Book / Page	934 / 738
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0006850273
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jun 23, 2026
Property Address	810 LYDAY LOOP, PISGAH FOREST, NC 28768-7922
Document Number	0000002961
Book / Page	1193 / 256
Instrument Date	Jun 18, 2026
Instrument	20262961
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 LYDAY LOOP, PISGAH FOREST, NC 28768-7922

Mortgage

Document Number	0000002961,
Date	Jun 23, 2026
Book Page	1193/256
Instrument	20262961

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	810 LYDAY LOOP, PISGAH FOREST, NC 28768-7922
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010430086
Date	Jun 30, 2022
Book Page	1043/86
Instrument	2022004180

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	HENDERSONVILLE, NC 28793

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Aug 17, 2020
Property Address	810 LYDAY LOOP, PISGAH FOREST, NC 28768-7922
Document Number	0003940738
Book / Page	000394 / 000738
Instrument Date	Jul 31, 2020
Instrument	4649
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 LYDAY LOOP PISGAH FOREST NC 287687922, PISGAH FOREST, NC 28768-7922

Mortgage

Document Number	9340741
Date	Aug 17, 2020
Book Page	000934/000741
Instrument	4650

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jul 28, 2017
Property Address	810 LYDAY LOOP, PISGAH FOREST, NC 28768-7922
Document Number	0008120455
Book / Page	812 / 455
Map Reference	DD 84 PG 154
Instrument Date	Jul 11, 2017
Instrument	2017003905
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 PHAROAH DR, 173, BREVARD, NC 28712-7229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 LYDAY LOOP, PISGAH FOREST, NC 28768-7922

Mortgage

Document Number	2017003906
Date	Jul 28, 2017
Instrument	2017003906

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,480.00	$308,220 (-) Land $36,000 Building $272,220	$308,220 (-) Land $36,000 Building $272,220
2025	$1,480.00 (+49.19%)	$308,220 (+104.44%) Land $36,000 Building $272,220	$308,220 (+104.44%) Land $36,000 Building $272,220
2023	$992.00	$150,760 Land $45,000 Building $105,760	$150,760 Land $45,000 Building $105,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Vyve Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lyday Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures