810 Loran Ter, Mansfield, OH 44903 Property Records

Richland County property record for 810 Loran Ter, Mansfield, OH 44903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1972
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Dec 2020)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-28-093-09-000`

Property Details

APN / Parcel Number

Primary APN	`037-28-093-09-000`
Alternative APN	`01024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Poultry House	18 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	810 LORAN TER
City	MANSFIELD
State	OH
Zip	44903-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORAN TERR SUBDIV NO 1 23 100 X 200
Legal Subdivision	LORAN TERR
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4007
Census Tract	2300

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 LORAN TER, MANSFIELD, OH 44903-8798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Nov 26, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB
Dec 26, 2017	Warranty Deed, Transfer SOUTHERN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	202015033
Deed Book / Page	2843 / 756
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	810 LORAN TER, MANSFIELD, OH 44903-8798
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FIRST PROTECTION TITLE AGENCY, FIRST PROTECTION TTL AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 LORAN TER, MANSFIELD, OH 44903-8798

Mortgage

Document Number	003039/698
Date	Feb 27, 2026
Book Page	3039/698
Instrument	202600002184

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.19%
Type Change Date	Mar 1, 2029
Change Frequency	3 Years
Min Rate At Change	4.5%
Max Rate At Change	7.19%
Index	3-Year CMT
Max Rate	11.1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 8, 2020
Property Address	810 LORAN TER, MANSFIELD, OH 44903-8798
Document Number	002843/756
Book / Page	2843 / 756
Map Reference	VOL 20 PG 115
Instrument Date	Dec 4, 2020
Instrument	202000015033
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BARRISTER TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 THOWARD DR, SANDUSKY, OH 44870

Mortgage

Document Number	202000015034
Date	Dec 8, 2020
Instrument	202000015034

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 26, 2018
Property Address	810 LORAN TER, MANSFIELD, OH 44903-8798
Document Number	02666/0281
Book / Page	2666 / 0281
Map Reference	VOL20 PG115
Instrument Date	Nov 21, 2018
Instrument	201800014115
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 LORAN TER, MANSFIELD, OH 44903-8798

Mortgage

Document Number	201800014116
Date	Nov 26, 2018
Instrument	201800014116

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 26, 2017
Property Address	810 LORAN TER, MANSFIELD, OH 44903-8798
Document Number	02594/0057
Book / Page	2594 / 0057
Map Reference	VOL20 PG115
Instrument Date	Dec 22, 2017
Instrument	201700016310
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1970 GRAHAM RD, MANSFIELD, OH 44904-9757

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00 (+0.04%)	$52,860 (-) Land $8,630 Building $44,230
2024	$2,574.00 (-2.28%) Homeowner's exemption	$52,860 (-) Land $8,630 Building $44,230
2023	$2,634.00 (-5.01%) Homeowner's exemption	$52,860 (+10.38%) Land $8,630 Building $44,230	$151,040 (+10.4%) Land $24,660 Building $126,380
2022	$2,773.00 Homeowner's exemption	$47,890 Land $7,850 Building $40,040
2020			$136,810 Land $22,420 Building $114,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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