810 Locust St, San Jose, CA 95110 Property Records

Santa Clara County property record for 810 Locust St, San Jose, CA 95110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 756 sqft · built 1900
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Jun 2022)
Tax Bill	$14,886 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`264-38-050`

Property Details

APN / Parcel Number

Primary APN	`264-38-050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	125 ft deep x 42 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	810 LOCUST ST
City	SAN JOSE
State	CA
Zip	95110-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	MACES SOUTHWESTERN ADD/SAN
Legal Block	8
Legal Lot Number	3,6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4001
Census Tract	501700

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 LOCUST ST, SAN JOSE, CA 95110-3016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 12, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 7, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage PLANET HM LNDG
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage ERIC C SIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	202225329161
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	0025009126
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2022
Property Address	810 LOCUST ST, SAN JOSE, CA 95110-3016
Document Number	0025329161
Map Reference	MB A PG 16&17
Instrument Date	Jun 12, 2022
Instrument	25329161
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	810 LOCUST ST, SAN JOSE, CA 95110-3016

Mortgage

Document Number	0025329162
Date	Jun 30, 2022
Instrument	25329162

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 25, 2021
Property Address	810 LOCUST ST, SAN JOSE, CA 95110-3016
Document Number	0025009126
Map Reference	VOL A PG 16&17
Instrument Date	Jun 23, 2021
Instrument	25009126
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7108 ROYCROFT DR, ROSEVILLE, CA 95678-2904

Mortgage

Document Number	0025009127
Date	Jun 25, 2021
Instrument	25009127

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 12, 2018
Property Address	810 LOCUST ST, SAN JOSE, CA 95110-3016
Document Number	0024022464
Map Reference	VOL A PG16&17
Instrument Date	Aug 28, 2018
Instrument	24022464
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19724 VIA GRANDE DR, SARATOGA, CA 95070-4467

Mortgage

Document Number	0024022465
Date	Sep 12, 2018
Instrument	24022465

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 7, 2018
Property Address	810 LOCUST ST, SAN JOSE, CA 95110-3016
Document Number	0023882913
Instrument Date	Mar 6, 2018
Instrument	23882913
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	810 LOCUST ST SAN JOSE CA 951103016, SAN JOSE, CA 95110-3016

Mortgage

Document Number	23882914
Date	Mar 7, 2018
Instrument	23882914

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	810 LOCUST ST, SAN JOSE, CA 95110-3016
Document Number	0023665922
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1168 PARK AVE SAN JOSE CA 951262913, SAN JOSE, CA 95126-2913

Mortgage

Document Number	0023665922
Date	Jun 5, 2017
Instrument	23665922

Lender

Name	ERIC C SIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,491 (+2%) Land $832,065 Building $277,426
2025	$14,886.00 (+8.25%)	$1,087,737 (+4.04%) Land $815,750 Building $271,987
2023	$13,752.00 (+10.82%)	$1,045,500 Land $784,074 Building $261,426
2022	$12,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (1982–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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