Winnebago County property record for 810 Lathrop Ter, South Beloit, IL 61080
| Property Type | Quadplex |
|---|---|
| Details | 2 bd · 4 ba · 1,767 sqft · built 1996 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,989 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-452-018 |
| Primary APN | 04-05-452-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 4 Rooms |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 1,767 sqft Total Area |
| Basement Area | 1,767 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Quadruplex |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 008A364A |
|---|---|
| Street Address | 810 LATHROP TER |
| City | SOUTH BELOIT |
| State | IL |
| Zip | 61080-1971 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | RM |
| Legal Description | HOME ADD TO SO BELOIT PT IN ROSCOE LOTS 148 & 149 |
| Legal Subdivision | HOME ADD TO SO BELOIT |
| Legal Lot Number | 148-1 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKTON |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 4004 |
810 Lathrop Ter, a quadplex, is owned by an individual who acquired it in October 2018.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 AUTUMNWOOD DR, ROCKTON, IL 61072-3225 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2018 |
| Transfer Doc | 0001032648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 8, 2018 |
| Property Address | 810 LATHROP TER, SOUTH BELOIT, IL 61080-1971 |
| Document Number | 0001032648 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 1032648 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | SECURITY FIRST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 LATHROP TER SOUTH BELOIT IL 610801971, SOUTH BELOIT, IL 61080-1971 |
| Document Number | 1032649 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 1032649 |
| Name | MIDWEST CMNTY BK |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61114 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2048 |
The 2025 property tax bill for 810 Lathrop Ter was $5,989.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockton Township |
| Municipality | South Beloit City |
| Unified School District | County of Winnebago SD 320 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,989.00 | $86,223 Land $2,396 Building $83,827 | $258,669 Land $7,188 Building $251,481 |
| 2022 | $64,605 Land $1,795 Building $62,810 | $193,815 Land $5,385 Building $188,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Lathrop Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 7 (2013–2019) |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 810 Lathrop Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450 |
|---|---|
| Water Source | Purchased groundwater from CITY OF BELOIT |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LiteWire.
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