810 Irwin Ave, Albion, MI 49224 Property Records

Calhoun County property record for 810 Irwin Ave, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 1960
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$241,730 (Feb 2022)
Tax Bill	$2,872 (2022)
Deeds & Mortgages	Jul 2005 Line of Credit Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-015-507-00`

Property Details

APN / Parcel Number

Primary APN	`51-015-507-00`
Alternative APN	`13-51-015-507-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,121 sqft Living Area
1st Floor Area	2,121 sqft
Basement Area	1,395 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 107 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	810 IRWIN AVE
City	ALBION
State	MI
Zip	49224-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ALBION CITY, ZICK'S PLAT LOT 7. MCL 211.27 $3400 2001
Legal Subdivision	OTTO ZICKS PLAT
Legal Lot Number	7
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	1
Census Block	1008
Census Tract	3300

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 IRWIN AVE, ALBION, MI 49224-2054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2005	Deed of Trust, Mortgage · Line of Credit HOMESTEAD SAVINGS BANK
Feb 14, 2022	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Aug 27, 2021	Intrafamily Transfer, Transfer
Sep 25, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Book / Page	4631 / 871
Prior Transfer Date	Aug 23, 2021
Prior Transfer Doc	004574/789
Record Updated	Oct 29, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	810 IRWIN AVE, ALBION, MI 49224-2054
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03016/0031
Date	Jul 25, 2005
Book Page	3016/0031

Lender

Name	HOMESTEAD SAVINGS BANK
Address	415 S SUPERIOR ST, ALBION, MI 49224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Feb 14, 2022
Property Address	810 IRWIN AVE, ALBION, MI 49224-2054
Document Number	004631/871
Book / Page	4631 / 871
Map Reference	LB 15 PG 28
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 IRWIN AVE, ALBION, MI 49224-2054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 IRWIN AVE, ALBION, MI 49224-2054

Mortgage

Document Number	0004631880
Date	Feb 14, 2022
Instrument	4631/880

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Aug 27, 2021
Property Address	810 IRWIN AVE, ALBION, MI 49224-2054
Document Number	004574/789
Book / Page	4574 / 789
Map Reference	LB 15 PG 28
Instrument Date	Aug 23, 2021
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 IRWIN AVE, ALBION, MI 49224-2054

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 25, 2017
Property Address	810 IRWIN AVE, ALBION, MI 49224-2054
Document Number	04172/0746
Book / Page	4172 / 0746
Map Reference	LB15 PG28
Instrument Date	Aug 25, 2017
Instrument	4172-0746
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 IRWIN AVE, 810, ALBION, MI 49224-2054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 W ERIE ST, ALBION, MI 49224-1547

Mortgage

Document Number	0041720748
Date	Sep 25, 2017
Instrument	4172-0748

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,400 (+7.12%)
2025	Homeowner's exemption	$157,200 (+22.24%)	$336,800 (+7.12%)
2024			$314,400 (+22.24%)
2023		$128,600	$257,200
2022	$2,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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