Albemarle County property record for 810 Harris Rd, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,640 sqft · built 1988 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,237 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076M2-01-00-09700 |
| Primary APN | 076M2-01-00-09700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Finished Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,409 sqft (0.216 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 810 HARRIS RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOUGHBY 5 97 PH I |
| Legal Subdivision | WILLOUGHBY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 076M2-01-00-09700
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jun 19, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUIST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 810 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 810 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 202300010345 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 202300010345 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 810 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 810 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 202300001903 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 202300001903 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 810 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200004258 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 202200004258 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 810 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 0000008270 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 810 HARRIS RD CHARLOTTESVILLE VA 229026467, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 0000008270 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 005344/000310 |
| Instrument | 8270 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 05, 2050 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,237.00 (+3.62%) | $473,900 (+17.07%) Land $145,000 Building $328,900 | $473,900 (+17.07%) Land $145,000 Building $328,900 |
| 2025 | $4,089.00 (+18.28%) | ||
| 2023 | $3,457.00 | $404,800 Land $130,000 Building $274,800 | $404,800 Land $130,000 Building $274,800 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030113032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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