810 Gabbard Rd, Berea, KY 40403 Property Records

Garrard County property record for 810 Gabbard Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2000
Lot Size	0.683 acres (29,774 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Oct 2023)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Oct 2005 Mortgage May 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-099`

Property Details

APN / Parcel Number

Primary APN	`70-099`
Alternative APNs	`17624` `25258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,774 sqft (0.683 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	25258
Street Address	810 GABBARD RD
City	BEREA
State	KY
Zip	40403-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2017
Census Tract	970400

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2375 SIR BARTON WAY, 2202, LEXINGTON, KY 40509-2565
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY MORTGAGE CORPORATION
May 19, 2009	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY MORTGAGE CORPORATION
Oct 4, 2023	Deed, Transfer
Jun 5, 2015	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	2023178302
Deed Book / Page	323 / 316
Prior Transfer Date	May 26, 2015
Prior Transfer Doc	00D279/102
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	810 GABBARD RD, BEREA, KY 40403-9437
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M249/895
Date	Oct 6, 2005
Book Page	M249/895
Instrument	67527

Lender

Name	NEW CENTURY MORTGAGE CORPORATION
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	810 GABBARD RD, BEREA, KY 40403-9437
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M292/117
Date	May 19, 2009
Book Page	M292/117
Instrument	99491

Lender

Name	JPMORGAN CHASE BANK NA
Address	DEERFIELD BEACH, FL 33442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	810 GABBARD RD, BEREA, KY 40403-9437
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M249/916
Date	Oct 6, 2005
Book Page	M249/916
Instrument	67528

Lender

Name	NEW CENTURY MORTGAGE CORPORATION
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 4, 2023
Property Address	810 GABBARD RD, BEREA, KY 40403-9437
Document Number	00D323/316
Book / Page	D323 / 316
Instrument Date	Oct 2, 2023
Instrument	178302
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2993 CALICO RD, BEREA, KY 40403-8833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2375 SIR BARTON WAY APT 2202, 2202, LEXINGTON, KY 40509-2565
Investor	Possibly a Property Investor

June 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 5, 2015
Property Address	810 GABBARD RD, BEREA, KY 40403-9437
Document Number	00D279/102
Book / Page	D279 / 102
Instrument Date	May 26, 2015
Instrument	125376
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 GABBARD RD, BEREA, KY 40403-9437

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (+5.82%) Land $25,000 Building $175,000	$200,000 (+5.82%) Land $25,000 Building $175,000
2025	$1,926.00 (-0.47%)	$189,000 (-) Land $25,000 Building $164,000	$189,000 (-) Land $25,000 Building $164,000
2024	$1,935.00 (+123.96%)	$189,000 (+130.49%) Land $25,000 Building $164,000	$189,000 (+130.49%) Land $25,000 Building $164,000
2023	$864.00 (-0.92%)	$82,000 (-) Land $20,000 Building $62,000	$82,000 (-) Land $20,000 Building $62,000
2022	$872.00	$82,000 Land $20,000 Building $62,000	$82,000 Land $20,000 Building $62,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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