810 Fort Gates, Waco, TX 76708 Property Records

McLennan County property record for 810 Fort Gates, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1984
Lot Size	0.129 acres (5,620 sqft)
Owner	Individual Name on File
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-038505-008000-4`

Property Details

APN / Parcel Number

Primary APN	`14-038505-008000-4`
Alternative APNs	`1403850500800040111` `103120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,496 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	5,620 sqft (0.129 acres)
Lot Dimensions	82 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	810 FORT GATES
City	WACO
State	TX
Zip	76708-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	STATION CREEK LOT 2 B C BLOCK 15 ACRES .129
Legal Subdivision	STATION CREEK
Legal Block	C,15
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2054
Census Tract	4104

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	810 FORT GATES, WACO, TX 76708-9740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Oct 9, 2026
Property Address	810 FORT GATES, WACO, TX 76708-9740
Document Number	0000032666
Instrument Date	Oct 5, 2026
Instrument	202632666
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 FORT GATES, WACO, TX 76708-9740

Mortgage

Document Number	0000032666,
Date	Oct 9, 2026
Instrument	202632666

Lender

Name	INCOMMONS BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,066 (+1.07%) Land $57,043 Building $166,023	$223,066 (+1.07%) Land $57,043 Building $166,023
2025	$1,730.00 (+9.56%) Homeowner's exemption Senior Citizen's exemption	$220,710 (-4.28%) Land $51,870 Building $168,840	$220,710 (-4.28%) Land $51,870 Building $168,840
2024	$1,579.00 (+18.01%)
2023		$230,570 Land $51,870 Building $178,700	$230,570 Land $51,870 Building $178,700
2022	$1,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20