Union County property record for 810 Esther St, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,008 sqft · built 1976 |
| Lot Size | 0.201 acres (8,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,500 (Sep 2018) |
| Tax Bill | $2,677 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.03.01.1045 |
| Primary APN | 04.03.01.1045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Interior Walls | Wood |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,780 sqft (0.201 acres) |
| Lot Dimensions | 150 ft deep x 69.1 ft wide |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 810 ESTHER ST |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 LESS LOT A OLIVIERS ADD JEFF CITY |
| Legal Subdivision | OLIVIERS ADD |
| Legal Block | B |
| Legal Lot Number | A,10 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 20302 |
Source: Union County records · APN 04.03.01.1045
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 ESTHER ST, JEFFERSON, SD 57038-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2020 | Deed of Trust, Mortgage SECURITY NATIONAL BANK OF SOUTH DAKOTA |
| Sep 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Deed Document Number | 20183999 |
| Deed Book / Page | 108 / 620 |
| Prior Transfer Date | Dec 31, 2007 |
| Prior Transfer Doc | 00098/0064 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 810 ESTHER ST, JEFFERSON, SD 57038-2011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 810 ESTHER ST, JEFFERSON, SD 57038-2011 |
| Document Number | 176/981 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 176/981 |
| Instrument | 204186 |
| Name | SECURITY NATIONAL BANK OF SOUTH DAKOTA |
|---|---|
| Type | Bank |
| Address | NORTH SIOUX CITY, SD 57049 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Sep 20, 2018 |
| Property Address | 810 ESTHER ST, JEFFERSON, SD 57038-2011 |
| Document Number | 00108/0620 |
| Book / Page | 108 / 0620 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 183999 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 E DUPONT ST, 306, ELK POINT, SD 57025-2243 |
| Name | Verified Name |
|---|---|
| Address | 810 ESTHER ST, JEFFERSON, SD 57038-2011 |
| Document Number | 0000184000 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 184000 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Jefferson City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,677.00 (-0.19%) | $161,973 (+8.7%) Land $19,263 Building $142,710 |
| 2024 | $2,682.00 (+3.59%) | |
| 2023 | $2,589.00 (+6.06%) | $149,008 Land $19,263 Building $129,745 |
| 2022 | $2,441.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2014–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 27 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Cable | 1,500 / 50 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | JEFFERSON serves 475 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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