Gila County property record for 810 E Oxbow Cir, Payson, AZ 85541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1973 |
| Square Footage | 1,404 sqft Living Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $107,430 (2014) |
| Tax Bill | $1,214.00 (2025) |
Source: Gila County records · APN 304-20-076
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 810 E OXBOW CIR, PAYSON, AZ 85541-5792 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE FEDERAL SAVINGS BANK |
| Oct 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIRST FEDERAL SAVINGS BANK |
| Aug 08, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2014 · Amount on Record |
| Deed Sale | Dec 18, 2014 · Amount on Record |
| Prior Sale | Mar 31, 2005 · Amount on Record |
| Deed Doc Number | 2014-011768 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 810 E OXBOW CIR, PAYSON, AZ 85541-5792 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 810 E OXBOW CIR, PAYSON, AZ 85541-5792 |
| Document Number | 0000009626 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 2023-009626 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 810 E OXBOW CIR, PAYSON, AZ 85541-5792 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 810 E OXBOW CIR, PAYSON, AZ 85541-5792 |
| Document Number | 0000014857 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-014857 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 810 E OXBOW CIR, PAYSON, AZ 85541-5792 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000008408 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 2019-008408 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,286 (+9.22%) Land $5,834 Building $19,452 | $252,858 (+9.22%) Land $58,343 Building $194,515 | |
| 2025 | $1,214.00 (+7.62%) | ||
| 2024 | $23,151 Land $3,513 Building $19,638 | $231,519 Land $35,134 Building $196,385 | |
| 2023 | $1,128.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 54% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 559 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 304-20-076 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,404 sqft Living Area |
| 1st Floor | 1,404 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Porch | 1 Porch |
| Porch Area | 517 sqft Porch |
| Heating System | Forced Air Heating |
|---|
| Account Number | R032992 |
|---|---|
| Street Address | 810 E OXBOW CIR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-5792 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 78 , COW TOWN ESTATES , PLAT 221NE1/4 NE1/4 SEC 10 T10N R10E = 0.19 AC |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 10 |
| Legal Subdivision | COWTOWN ESTATES |
| Legal Lot Number | 78 |
| Jurisdiction | GILA AZ |
| Minor Civil Division | PAYSON |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 500 |
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