810 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 810 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,348 sqft · built 1976
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Last Sale	$170,500 (Feb 2025)
Tax Bill	$441 (2025)
Deeds & Mortgages	Mar 2006 Line of Credit Feb 2025 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-02-103-079.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-02-103-079.000-022`
Alternative APNs	`02212000005930` `00707645793`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00707645793
Street Address	810 E MONROE ST
City	DECATUR
State	IN
Zip	46733-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLMONT ESTATES SUBD SEC A LOT 72
Legal Subdivision	BELLMONT ESTATES
Legal Lot Number	72
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1029
Census Tract	30300

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 E MONROE ST, DECATUR, IN 46733-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 3, 2025	Trustee's Deed, Foreclosure · Conventional Mortgage THREE RIVERS FCU
Mar 4, 2024	Quit Claim Deed, Transfer Quitclaim
May 7, 2020	Warranty Deed, Transfer
Jan 2, 2018	Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	May 7, 2020
Deed Document Number	202544856
Prior Transfer Date	Jan 31, 2025
Prior Transfer Doc	0000044856
Record Updated	Oct 29, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	810 E MONROE ST, DECATUR, IN 46733-2808
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006001173
Date	Mar 16, 2006
Instrument	2006001173

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2021

February 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 3, 2025
Property Address	810 E MONROE ST, DECATUR, IN 46733-2808
Document Number	2025000384
Instrument Date	Jan 31, 2025
Instrument	2025000384
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 E MONROE ST, DECATUR, IN 46733-2808

Mortgage

Document Number	2025000385
Date	Feb 3, 2025
Instrument	2025000385

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 4, 2024
Property Address	810 E MONROE ST, DECATUR, IN 46733-2808
Document Number	2024000725
Instrument Date	Feb 27, 2024
Instrument	2024000725
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2314 DUNDEE LN, NASHVILLE, TN 37214-1520

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	May 7, 2020
Property Address	810 E MONROE ST, DECATUR, IN 46733-2808
Document Number	2020002123
Instrument Date	May 6, 2020
Instrument	2020002123
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 2, 2018
Property Address	810 E MONROE ST, DECATUR, IN 46733-2808
Document Number	2018000008
Instrument Date	Dec 21, 2017
Instrument	2018000008
Transaction Type	Transfer
Record Updated	Feb 28, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 E MONROE ST, DECATUR, IN 46733-2808

Mortgage

Document Number	2018000009
Date	Jan 2, 2018
Instrument	2018000009

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$441.00 (-68.86%)	$77,500 (+9.62%) Land $10,700 Building $66,800	$77,500 (+9.62%) Land $10,700 Building $66,800
2024	$1,416.00 (-1.19%)
2023	$1,433.00 (-0.56%)	$70,700 (-1.67%) Land $10,700 Building $60,000	$70,700 (-1.67%) Land $10,700 Building $60,000
2022	$1,441.00 (+288.41%)	$71,900 Land $10,700 Building $61,200	$71,900 Land $10,700 Building $61,200
2020	$371.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: MetaLINK Technologies, Verizon.

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