810 E 2nd St, Des Moines, IA 50309 Property Records

Polk County property record for 810 E 2nd St, Des Moines, IA 50309

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,304 sqft · built 2021
Lot Size0.032 acres (1,400 sqft)
Owner2 Individual Names on Record
Last Sale$735,500 (Mar 2024)
Tax Bill$1,148 (2024)
Deeds & MortgagesMar 2024 Second Mortgage
Mar 2024 Sale & Second Mortgage
Flood ZoneZone X (reduced by levee)
APN040/00245-101-047

Property Details

APN / Parcel Number

Primary APN040/00245-101-047
Alternative APN
  • 782403152042

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
Gross Area2,864 sqft
1st Floor Area693 sqft
Upper Floors Area1,611 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTownhouse
Roof TypeFlat
Roof MaterialOther
Lot Area1,400 sqft (0.032 acres)
Lot Dimensions55 ft deep x 25.5 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address810 E 2ND ST
CityDES MOINES
StateIA
Zip50309-1892
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 47 BRIDGE DISTRICT PLAT 3
Legal SubdivisionBRIDGE DISTRICT PLAT 3
Legal Lot Number47
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1016
Census Tract5102

Owner

Source: Polk County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address810 E 2ND ST, DES MOINES, IA 50309-1892
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COLLINS COMMUNITY CU
Mar 25, 2024Warranty Deed, Transfer · Stand-Alone Second Mortgage
COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Prior SaleJan 27, 2023 · Amount on Record
Deed Document Number202413562
Deed Book / Page19749 / 687
Prior Transfer DateJan 26, 2023
Prior Transfer Doc0000004376
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address810 E 2ND ST, DES MOINES, IA 50309-1892
Transaction TypeMortgage
Record UpdatedApr 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013564
DateMar 25, 2024
Book Page19749/716
Instrument2024-00013564
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
Address1005 BLAIRS FERRY RD NE, CEDAR RAPIDS, IA 52402
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.5%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change6.5%
Max Rate At Change10.5%
Index1-Year CMT
Margin3
Max Rate14.5%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMar 25, 2024
Property Address810 E 2ND ST, DES MOINES, IA 50309-1892
Document Number39321430001
Book / Page19749 / 687
Instrument DateMar 22, 2024
Instrument393-21430001
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,176.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressRYAN E MCDANIEL AND MATTHEW J BOYD 810 E 2ND STREET, 810, DES MOINES, IA 50309

Mortgage

Document Number0000013564
DateMar 25, 2024
Instrument2024-00013564
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.5%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change6.5%
Max Rate At Change10.5%
Index1-Year CMT
Margin3
Max Rate14.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$725,100 (+99.86%) Land $74,100 Building $651,000$725,100 (+99.86%) Land $74,100 Building $651,000
2024$1,148.00
2023$362,800 Land $57,200 Building $305,600$362,800 Land $57,200 Building $305,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.

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