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810 Cove Ave, Lockport, IL 60441 Property Records

Will County property record for 810 Cove Ave, Lockport, IL 60441

Property Summary

Property TypeSingle Family Home
Details1.5 ba · built 1961
Lot Size0.17 acres (7,378 sqft)
OwnerIndividual Name on Record
Last Sale$238,000 (Oct 2018)
Tax Bill$7,671 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-04-13-204-002

Property Details

APN / Parcel Number

Primary APN11-04-13-204-002
Alternative APN
  • 04132040020000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Lot Area7,378 sqft (0.17 acres)

Location & Zoning

Street Address810 COVE AVE
CityLOCKPORT
StateIL
Zip60441-2268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLOCK 6 IN PORTRIDGE SUB UNIT 1, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC. 13, T36N-R10E.
Legal Range10E
Legal Township36N
Legal Section13
Legal SubdivisionPORTRIDGE UNIT #1
Legal Block6
Legal Lot Number14
Legal Unit1
JurisdictionWILL IL
Township / Civil DivisionLOCKPORT
Census Block Group4
Census Block4004
Census Tract880502

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address810 COVE AVE, LOCKPORT, IL 60441-2268
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Oct 16, 2018Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleAug 29, 2002
Deed Document Number201872738
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address810 COVE AVE, LOCKPORT, IL 60441-2268
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000110159
DateDec 4, 2020
InstrumentR2020110159
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateOct 16, 2018
Property Address810 COVE AVE, LOCKPORT, IL 60441-2268
Document Number0000072738
Instrument DateSep 27, 2018
InstrumentR2018072738
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$357.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 COVE AVE, 810, LOCKPORT, IL 60441-2268

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 COVE AVE, LOCKPORT, IL 60441-2268

Mortgage

Document Number0000072739
DateOct 16, 2018
InstrumentR2018072739
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionLockport Township
MunicipalityLockport City
Secondary School DistrictLockport Township High School District 205 (09 - 12)
Elementary School DistrictWill County School District 92 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,671.00 (+16.47%)$102,584 (+7.2%) Land $28,879 Building $73,705$307,752 (+7.2%) Land $86,637 Building $221,115
2024$95,694 (+18.24%) Land $26,939 Building $68,755$287,082 (+18.24%) Land $80,817 Building $206,265
2022$6,586.00 Homeowner's exemption$80,930 Land $22,782 Building $58,148$242,790 Land $68,346 Building $174,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2003)
Most Recent ClaimJul 2003 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT
serves 23,100 people · EPA ID IL1970500
Water SourceGroundwater
Last State InspectionMay 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting40
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Bertram Communications, Verizon.

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