810 Cotati Ter, Unit 5, Sunnyvale, CA 94085 Property Records

Santa Clara County property record for 810 Cotati Ter, Unit 5, Sunnyvale, CA 94085

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 1,851 sqft · built 2018
Lot Size	0.043 acres (1,891 sqft)
Owner	Individual Name on File
Last Sale	$1,690,000 (Nov 2025)
Tax Bill	$18,674 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`205-67-028`

Property Details

APN / Parcel Number

Primary APN	`205-67-028`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,851 sqft Living Area
1st Floor Area	340 sqft
2nd Floor Area	782 sqft
Upper Floors Area	728 sqft

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	1,891 sqft (0.043 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	810 COTATI TER UNIT 5, 5
City	SUNNYVALE
State	CA
Zip	94085-3961
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MS
Legal Description	TR 10358 LOT 4 UNIT 0103
Legal Tract	10358
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1035
Census Tract	508708

Owner

810 Cotati Ter, Unit 5 is owned and occupied by an individual who bought it in November 2025.

Source: Santa Clara County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	810 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 24, 2025	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 21, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 11, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Dec 31, 2020
Deed Document Number	25908357
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	810 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3961
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 COTATI TER 5, 5, SUNNYVALE, CA 94085-3961

Mortgage

Document Number	0024881705
Date	Mar 18, 2021
Instrument	24881705

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	810 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3961
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 COTATI TER 5, 5, SUNNYVALE, CA 94085-3961

Mortgage

Document Number	0025144374
Date	Oct 26, 2021
Instrument	25144374

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Max Rate At Change	7%
Index	Other
Max Rate	7%

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 24, 2025
Property Address	810 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3961
Document Number	0025908357
Map Reference	MB 897 PG 41 TO 50
Instrument Date	Nov 17, 2025
Instrument	25908357
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,859.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3961

Mortgage

Document Number	0025908358
Date	Nov 24, 2025
Instrument	25908358

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	10.2%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 31, 2020
Property Address	810 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3961
Document Number	0024770399
Instrument Date	Dec 16, 2020
Instrument	24770399
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	810 COTATI TER #5 SUNNYVALE CA 940853961, 5, SUNNYVALE, CA 94085-3961

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	810 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3961
Document Number	0024292796
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	810 COTATI TER #5 SUNNYVALE CA 940853961, 5, SUNNYVALE, CA 94085-3961

Mortgage

Document Number	0024292796
Date	Sep 30, 2019
Instrument	24292796

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	810 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3961
Document Number	0024135898
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	810 COTATI TER #5 SUNNYVALE CA 940853961, 5, SUNNYVALE, CA 94085-3961

Mortgage

Document Number	0024135898
Date	Mar 15, 2019
Instrument	24135898

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 810 Cotati Ter, Unit 5 was $18,674.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,674.00	$1,572,921 Land $786,460 Building $786,461
2023	$17,756.00 (+1.61%) Homeowner's exemption	$1,511,845 Land $755,922 Building $755,923
2022	$17,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 810 Cotati Ter, Unit 5 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Cotati Ter, Unit 5 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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