Rockcastle County property record for 810 Cook Rd, Mount Vernon, KY 40456
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $431 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-00-054 |
| Primary APN | 080-00-054 |
|---|---|
| Alternative APNs |
|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Account Number | 490401 |
|---|---|
| Street Address | 810 COOK RD |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-7839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 ACRES & HOUSE & GARAGE |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | LIVINGSTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950400 |
810 Cook Rd is owned and occupied by an individual.
Source: Rockcastle County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 COOK RD, MOUNT VERNON, KY 40456-7839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000197305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Jul 27, 2026 |
| Property Address | 810 COOK RD, MOUNT VERNON, KY 40456-7839 |
| Document Number | 0372000526 |
| Book / Page | 372 / 526 |
| Instrument Date | Jul 3, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 810 COOK RD, MOUNT VERNON, KY 40456-7839 |
| Document Number | 0372000526, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 372/526 |
| Name | BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 3, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 810 Cook Rd was $431.
Source: Rockcastle County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $431.00 | $53,000 | $53,000 |
| 2023 | $438.00 | $53,000 | $53,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Cook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 810 Cook Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - EASTERN ROCKCA private · serves 2,165 people · EPA ID KY1020288 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
4G LTE (outdoors only), no 5G reported
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