810 Conger St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 810 Conger St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,058 sqft · built 1909
Lot Size	0.128 acres (5,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (May 2022)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`8913-23-102-017`

Property Details

APN / Parcel Number

Primary APN	`8913-23-102-017`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,058 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,560 sqft (0.128 acres)
Lot Dimensions	139 ft deep x 40 ft wide
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	810 CONGER ST
City	WATERLOO
State	IA
Zip	50703-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD TO GRAND VIEW PLACE W 40 FT LOT 15 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	FIRST ADD TO GRAND VIEW PLACE
Legal Block	9
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2007
Census Tract	500

Owner

810 Conger St is owned and occupied by two individuals who acquired it in August 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 CONGER ST, WATERLOO, IA 50703-5616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Sep 9, 2015 · Amount on File
Deed Document Number	202222664
Last Transfer Date	Aug 26, 2022
Transfer Doc	0000004886
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 20, 2022
Property Address	810 CONGER ST, WATERLOO, IA 50703-5616
Document Number	202300004886
Instrument Date	Aug 26, 2022
Instrument	202300004886
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 CONGER ST, WATERLOO, IA 50703-5616

Mortgage

Document Number	202300004887
Date	Sep 20, 2022
Instrument	202300004887

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 810 Conger St was $1,264 with a homeowner's exemption, up 8.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 (+8.59%) Homeowner's exemption	$72,840 Land $8,000 Building $64,840	$72,840 Land $8,000 Building $64,840
2024	$1,164.00
2023		$63,920 Land $8,000 Building $55,920	$63,920 Land $8,000 Building $55,920
2022	$890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 Conger St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1998–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 810 Conger St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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