810 Co Rd 641, Centre, AL 35960 Property Records

Cherokee County property record for 810 Co Rd 641, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	898 sqft · built 1992
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Jan 2019)
Tax Bill	$562 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-01-12-0-000-006.003`

Property Details

APN / Parcel Number

Primary APN	`13-18-01-12-0-000-006.003`
Alternative APNs	`ALT APN:1801120000006003` `207039`

Interior

Stories	1 Story
Building Area	898 sqft Living Area

Exterior

Year Built	Built 1992
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Porch	Open Porch
Porch Area	90 sqft

Location & Zoning

Account Number	207039
Street Address	810 COUNTY ROAD 641
City	CENTRE
State	AL
Zip	35960-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR; E 30'TO POB; S 131';E 300';N 131';W 300'TOPOB
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3022
Census Tract	956102

Owner

Source: Cherokee County records · APN 13-18-01-12-0-000-006.003

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	810 COUNTY ROAD 641, CENTRE, AL 35960-4849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2019 · Amount on Record
Deed Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	206080
Record Updated	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 30, 2019
Property Address	810 COUNTY ROAD 641, CENTRE, AL 35960-4849
Document Number	0000206080
Map Reference	DOC 203366
Instrument Date	Jan 28, 2019
Instrument	206080
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206081
Date	Jan 30, 2019
Instrument	206081

Lender

Name	CONSUMER FIRST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 (+5.24%)	$2,600 (-77.66%) Land $1,480 Building $1,120	$67,000 (+5.35%) Land $7,400 Building $59,600
2024	$534.00 (-0.19%)	$11,640 (-8.63%) Land $1,340 Building $10,300	$63,600 (-0.16%) Land $6,700 Building $56,900
2023	$535.00 (+9.63%)	$12,740 (+9.45%)	$63,700 (+9.45%) Land $6,700 Building $57,000
2022	$488.00	$11,640 Land $1,340 Building $10,300	$58,200 Land $6,700 Building $51,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: TDS Telecom.

Based on FCC filings for 24 locations within half a mile of this property.

Nearby Properties on Co Rd 641

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