810 Co Rd 164, Centre, AL 35960 Property Records

Cherokee County property record for 810 Co Rd 164, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1974
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jan 2023)
Tax Bill	$724 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-07-35-0-000-032.000`

Property Details

APN / Parcel Number

Primary APN	`13-12-07-35-0-000-032.000`
Alternative APNs	`ALT APN:1207350000032000` `219348` `217988` `19131`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Area	1,280 sqft

Exterior Amenities

Porch	Slab
Porch Area	380 sqft
Deck Area	Deck Area
Utility Building	48 sqft

Location & Zoning

Account Number	219348
Street Address	810 COUNTY ROAD 164
City	CENTRE
State	AL
Zip	35960-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW COR SW/4NE/4, S140' TO S R/W CO RD 164 & POB,S 293.2',E210.8' TO R/W CO RD 164, NW 336'ALG S R/W TO POB
Legal Range	11E
Legal Township	10S
Legal Section	35
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1042
Census Tract	956101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 COUNTY ROAD 164, CENTRE, AL 35960-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Jan 13, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	2023227679
Prior Transfer Date	Feb 14, 2008
Prior Transfer Doc	0000152521
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 8, 2024
Property Address	810 COUNTY ROAD 164, CENTRE, AL 35960-3731
Document Number	0000233153
Instrument Date	Apr 5, 2024
Instrument	233153
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 COUNTY ROAD 164, CENTRE, AL 35960-3731

Mortgage

Document Number	0000233154
Date	Apr 8, 2024
Instrument	233154

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	COUNTY RD, CENTRE, AL 35960
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230313
Date	Aug 11, 2023
Instrument	230313

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 13, 2023
Property Address	COUNTY RD, CENTRE, AL 35960
Document Number	0000227679
Map Reference	DOC 152521
Instrument Date	Jan 13, 2023
Instrument	227679
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 COUNTY ROAD 157, CENTRE, AL 35960-3623

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$724.00 (+6.94%)
2025	$677.00 (-40.46%)	$15,680 (-38.7%) Land $640 Building $15,040	$161,300 (+19.13%) Land $6,400 Building $154,900
2024	$1,137.00 (+70.98%)	$25,580 (+7,005.56%) Land $1,160 Building $24,420	$135,400 (+7,422.22%) Land $5,800 Building $129,600
2023	$665.00	$360 (-97.73%)	$1,800 (-97.73%) Land $1,700 Building $100
2022	$665.00	$15,840 Land $340 Building $15,500	$79,200 Land $1,700 Building $77,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 87% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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