Whatcom County property record for 810 Cedar Dr, Lynden, WA 98264
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,631 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $544,000 (Jun 2021) |
| Tax Bill | $4,117 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400317-037115-0000 |
| Primary APN | 400317-037115-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,631 sqft Living Area |
| Gross Area | 2,137 sqft |
| 1st Floor Area | 1,631 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 153 sqft |
| Patio Area | 394 sqft |
| Storage Building | 312 sqft |
| Heating System | HVAC |
|---|
| Account Number | 130298 |
|---|---|
| Street Address | 810 CEDAR DR |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS100 |
| Legal Description | CEDAR ESTATES ADD DIV 2 LOT 15 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 17 |
| Legal Subdivision | CEDAR ESTATES ADD DIV 2 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LYNDEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10302 |
810 Cedar Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Whatcom County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 CEDAR DR, LYNDEN, WA 98264-9124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BK |
| Oct 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on File |
| Deed Sale | Jun 11, 2021 · Amount on File |
| Prior Sale | Jun 11, 2021 · Amount on File |
| Deed Document Number | 20212063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 11, 2021 |
| Property Address | 810 CEDAR DR, LYNDEN, WA 98264-9124 |
| Document Number | 0000602063 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021-0602063 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,788.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 CEDAR DR, LYNDEN, WA 98264-9124 |
| Document Number | 0000602064 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021-0602064 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 810 CEDAR DR, LYNDEN, WA 98264-9124 |
| Document Number | 2210102456 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | SIMPLIFIED TITLE COMPANY, SIMPLIFIED TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 810 CEDAR DR LYNDEN WA 982649124, LYNDEN, WA 98264-9124 |
| Document Number | 2210102456 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 102456 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 18, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 25, 2017 |
| Property Address | 810 CEDAR DR, LYNDEN, WA 98264-9124 |
| Document Number | 2171002787 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 1002787 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,324.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 CEDAR DR LYNDEN WA 982649124, LYNDEN, WA 98264-9124 |
| Document Number | 2171002788 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 1002788 |
| Name | NEIGHBORHOOD MTG |
|---|---|
| Type | Mortgage Company |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 24, 2032 |
The 2025 property tax bill for 810 Cedar Dr was $4,117.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Lynden City |
| Unified School District | Lynden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,117.00 | $564,820 Land $272,825 Building $291,995 | $564,820 Land $272,825 Building $291,995 |
| 2022 | $431,547 Land $144,408 Building $287,139 | $431,547 Land $144,408 Building $287,139 | |
| 2021 | $3,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Cedar Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 Cedar Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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