Madison County property record for 810 Bratcher Ln, Berea, KY 40403 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,112 sqft Living Area |
| Lot Size | 11,128 sqft (0.255 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,100 (2020) |
| Tax Bill | $1,509.00 (2025) |
| Primary APN | B012-0001-0008-C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,112 sqft Living Area |
| 1st Floor | 1,075 sqft 1st Floor |
| Basement Area | 1,075 sqft Basement |
| Unfinished Basement | 1,075 sqft Unfinished |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Brick Exterior |
| Lot Area | 11,128 sqft (0.255 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 72980 |
|---|---|
| Street Address | 810 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1877 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHITE OAK HILLS LOT 3 |
| Legal Subdivision | WHITE OAK HILLS |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 11304 |
Source: Madison County records · APN B012-0001-0008-C
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Aug 08, 2017 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Sep 07, 2021 | Intrafamily Transfer, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Dec 04, 2020 | Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Aug 08, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Prior Sale | Aug 08, 2017 · Amount on Record |
| Deed Doc Number | 202014025304 |
| Deed Book / Page | 798 / 89 |
| Last Transfer Date | Aug 16, 2021 |
| Transfer Doc | D811/33 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2087/388 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | M2087/388 |
| Instrument | 2014051138 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01757/396 |
|---|---|
| Date | Aug 08, 2017 |
| Book Page | M01757/396 |
| Instrument | 2013962778 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 07, 2021 |
| Property Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Document Number | D811/33 |
| Book / Page | D811 / 33 |
| Map Reference | MB 7 PG 152 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2014051822 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 04, 2020 |
| Property Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Document Number | D00798/89 |
| Book / Page | D00798 / 89 |
| Map Reference | MB 7 PG 152 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2014025304 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4508 HECKATHORN RD, 4508, BROOKVILLE, OH 45309-9326 |
| Name | Verified Name |
|---|---|
| Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Document Number | 2014025305 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 2014025305 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 08, 2017 |
| Property Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Document Number | D00748/445 |
| Book / Page | D00748 / 445 |
| Map Reference | MB7 PG152 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 2013962776 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 BRATCHER LN, 810, BEREA, KY 40403-1877 |
| Name | Verified Name |
|---|---|
| Address | 810 BRATCHER LN, BEREA, KY 40403-1877 |
| Document Number | 2013962777 |
|---|---|
| Date | Aug 08, 2017 |
| Instrument | 2013962777 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,509.00 (-2.77%) | $160,100 (-) | $160,100 (-) |
| 2023 | $1,552.00 | $160,100 | $160,100 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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