810 Bernard Ct, Coldwater, OH 45828 Property Records

Mercer County property record for 810 Bernard Ct, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 2000
Lot Size	0.238 acres (10,395 sqft)
Owner	2 Individual Names on File
Last Sale	$344,166 (Dec 2023)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-186800.0000`

Property Details

APN / Parcel Number

Primary APN	`05-186800.0000`
Alternative APN	`08-27-402-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	10,395 sqft (0.238 acres)
Lot Dimensions	99 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	810 BERNARD CT
City	COLDWATER
State	OH
Zip	45828-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVIEW THIRD ADD LOT#: 1460
Legal Subdivision	EASTVIEW THIRD ADD
Legal Lot Number	1460
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2009
Census Tract	967700

Owner

810 Bernard Ct is owned by two individuals who bought it in December 2023.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4830 BURKETTSVILLE SAINT HEN RD, COLDWATER, OH 45828-9763
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Transfer on Death Deed, Transfer
Feb 6, 2024	Transfer on Death Deed, Transfer
Dec 13, 2023	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on File
Deed Sale	Dec 13, 2023 · Amount on File
Prior Sale	May 14, 2003
Deed Document Number	20234887
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Feb 6, 2024
Property Address	810 BERNARD CT, COLDWATER, OH 45828-1532
Document Number	202400000470
Map Reference	CAB 1 PG 290
Instrument Date	Feb 2, 2024
Instrument	202400000470
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Feb 6, 2024
Property Address	810 BERNARD CT, COLDWATER, OH 45828-1532
Document Number	202400000470
Map Reference	CAB 1 PG 290
Instrument Date	Feb 2, 2024
Instrument	202400000470
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Dec 13, 2023
Property Address	810 BERNARD CT, COLDWATER, OH 45828-1532
Document Number	202300004887
Map Reference	CAB 1 PG 290-291
Instrument Date	Dec 12, 2023
Instrument	202300004887
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4830 BURKETTSVILLE SAINT HEN RD, COLDWATER, OH 45828-9763

Tax Assessment & Valuation

The 2025 property tax bill for 810 Bernard Ct was $3,132.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,132.00	$91,850 (-) Land $15,930 Building $75,920
2024	$3,132.00 (+4.4%)	$91,850 (-) Land $15,930 Building $75,920
2023	$3,000.00 (+20.72%)	$91,850 (+35.75%) Land $15,930 Building $75,920	$262,400 Land $45,500 Building $216,900
2022	$2,485.00	$67,660 Land $12,290 Building $55,370
2020			$193,300 Land $35,100 Building $158,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 810 Bernard Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Bernard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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