Allegany County property record for 810 Arrowhead Trl, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,846 sqft · built 2008 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (May 2026) |
| Tax Bill | $2,936 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-051227 |
| Primary APN | 06-051227 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,846 sqft Total Area |
| Basement Area | 1,760 sqft |
| Finished Basement | 1,760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 051227 |
|---|---|
| Street Address | 810 ARROWHEAD TRL |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.34A ARROWHEAD TRAIL LOT 22 ALLEGANY HIGHLAND ESTS |
| Legal Subdivision | ALLEGANY HIGHLAND ESTATES |
| Legal Lot Number | 22 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1200 |
810 Arrowhead Trl is owned and occupied by an individual who bought it in May 2026.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed, Transfer · Conventional Mortgage FIRST OH COMMUNITY FEDERAL CREDIT UNION |
| Apr 29, 2024 | Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Apr 9, 2024 | Intrafamily Transfer, Transfer |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 18, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Nov 14, 2024 · Amount on File |
| Deed Book / Page | 3159 / 477 |
| Prior Transfer Date | Apr 10, 2024 |
| Prior Transfer Doc | 002962-0307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 13, 2026 |
| Property Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Document Number | 3159000477 |
| Book / Page | 3159 / 477 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Investor | Possibly a Property Investor |
| Document Number | 3159000484, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 3159/484 |
| Name | FIRST OH COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 29, 2024 |
| Property Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Document Number | 002962-0307 |
| Book / Page | 2962 / 307 |
| Map Reference | PL 1972 |
| Instrument Date | Apr 10, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Document Number | 0029620313 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 2962-0313 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 9, 2024 |
| Property Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Document Number | 002956-0328 |
| Book / Page | 2956 / 328 |
| Map Reference | PL 1972 |
| Instrument Date | Feb 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 002685-0296 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 2685/296 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Document Number | 0025710260 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 810 ARROWHEAD TRL CUMBERLAND MD 215021862, CUMBERLAND, MD 21502-1862 |
| Document Number | 0025710260 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 002571/000260 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Document Number | 0024640281 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 810 ARROWHEAD TRL CUMBERLAND MD 215021862, CUMBERLAND, MD 21502-1862 |
| Document Number | 0024640281 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 002464/000281 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 7, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 18, 2018 |
| Property Address | 810 ARROWHEAD TRL, CUMBERLAND, MD 21502-1862 |
| Document Number | 0024200421 |
| Book / Page | 002420 / 000421 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,930.44 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 ARROWHEAD TRL CUMBERLAND MD 215021862, CUMBERLAND, MD 21502-1862 |
| Document Number | 24200425 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 002420/000425 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2048 |
The 2025 property tax bill for 810 Arrowhead Trl was $2,936.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,200 (+8.7%) Land $19,200 Building $329,000 | $348,200 (-) Land $19,200 Building $329,000 | |
| 2025 | $2,936.00 | $320,333 | $348,200 Land $19,200 Building $329,000 |
| 2023 | $2,461.00 | $264,600 Land $17,000 Building $247,600 | $264,600 Land $17,000 Building $247,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Arrowhead Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 Arrowhead Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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