Winchester City property record for 810 Amherst St, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,574 sqft · built 1930 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Aug 2022) |
| Tax Bill | $3,647 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171-01-17 |
| Primary APN | 171-01-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,574 sqft Living Area |
| 1st Floor Area | 1,638 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,647 sqft (0.474 acres) |
| Lot Dimensions | 237 ft deep x 87 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 481 sqft |
| Patio Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7964 |
|---|---|
| Street Address | 810 AMHERST ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO1 |
| Legal Description | N S 810 AMHERST STREET |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winchester Historic District (Boundary Increase III) listed 2016 · 390 contributing resources · NRIS 15000963 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
810 Amherst St is owned and occupied by an individual who bought it in August 2022.
Source: Winchester City records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Aug 15, 2022 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 19, 2018 | Intrafamily Transfer, Transfer · Line of Credit BANK OF CLARKE COUNTY |
| Oct 30, 2018 | Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Oct 30, 2018 · Amount on File |
| Deed Document Number | 20221947 |
| Prior Transfer Date | Nov 16, 2018 |
| Prior Transfer Doc | 0000002455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | May 28, 2026 |
| Property Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 0000001119 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261119 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 0000001119, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20261119 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 0240000375 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 240000375 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 0220002691 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 220002691 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Aug 15, 2022 |
| Property Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 0220001947 |
| Map Reference | DOC 110000735 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 220001947 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | NOT AVAILABLE, OLD TOWNE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 0220001948 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 220001948 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Nov 19, 2018 |
| Property Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 180002455 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 180002455 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 180002456 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 180002456 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Oct 30, 2018 |
| Property Address | 810 AMHERST ST, WINCHESTER, VA 22601-3304 |
| Document Number | 180002352 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 180002352 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Amount | Amount on Record |
|---|---|
| Tax | $310.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 AMBERST ST, WINCHESTER, VA 22601-3304 |
The 2026 property tax bill for 810 Amherst St was $3,647.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,647.00 | $458,800 Land $103,300 Building $355,500 | |
| 2025 | $3,647.00 | $458,800 Land $103,300 Building $355,500 | |
| 2023 | $3,396.00 (+21.16%) | $409,200 Land $103,300 Building $305,900 | $409,200 Land $103,300 Building $305,900 |
| 2022 | $2,803.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Amherst St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 Amherst St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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