810 Amherst Ct, Naperville, IL 60565 Property Records

Will County property record for 810 Amherst Ct, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft · built 1988
Lot Size	0.285 acres (12,394 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Nov 2022)
Tax Bill	$12,797 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-05-403-007`

Property Details

APN / Parcel Number

Primary APN	`12-02-05-403-007`
Alternative APN	`02054030070000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,496 sqft Living Area
Basement Area	124 sqft
Unfinished Basement	124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	12,394 sqft (0.285 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	810 AMHERST CT
City	NAPERVILLE
State	IL
Zip	60565-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 199 IN FARMINGTON SUB UNIT 5, A SUB PRT OF THE SE1/4 OF SEC 5 T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	05
Legal Subdivision	FARMINGTON
Legal Lot Number	199
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	3
Census Block	3009
Census Tract	880118

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	810 AMHERST CT, NAPERVILLE, IL 60565-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Nov 30, 2022	Deed, Transfer · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Aug 11, 1987 · Amount on Record
Deed Document Number	202284080
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0000038648
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	810 AMHERST CT, NAPERVILLE, IL 60565-3448
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 AMHERST CT, NAPERVILLE, IL 60565-3448

Mortgage

Document Number	0000028862
Date	Jun 13, 2023
Instrument	R2023028862

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	60842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Nov 30, 2022
Property Address	810 AMHERST CT, NAPERVILLE, IL 60565-3448
Document Number	0000084080
Map Reference	DOC R84-26421
Instrument Date	Nov 11, 2022
Instrument	R2022084080
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	NOT AVAILABLE, JOHN GREENE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	810 AMHERST CT, NAPERVILLE, IL 60565-3448

Mortgage

Document Number	0000084081
Date	Nov 30, 2022
Instrument	R2022084081

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,797.00 (-4.9%)	$216,479 (-15.02%) Land $53,088 Building $163,391	$649,437 (-15.02%) Land $159,264 Building $490,173
2024		$254,751 (+23.28%) Land $49,065 Building $205,686	$764,253 (+23.28%) Land $147,195 Building $617,058
2022	$13,457.00 Homeowner's exemption Senior Citizen's exemption	$206,650 Land $39,801 Building $166,849	$619,950 Land $119,403 Building $500,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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