St. Louis County property record for 810 88th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,537 sqft · built 1946 |
| Lot Size | 2.36 acres (102,809 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Aug 2021) |
| Tax Bill | $3,124 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2021 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0137-00050 |
| Primary APN | 010-0137-00050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,537 sqft Gross Area |
| 1st Floor Area | 1,062 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Lot Area | 102,809 sqft (2.36 acres) |
| Garage Area | 440 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1190158 |
|---|---|
| Street Address | 810 88TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 AND 6 SERIAL # |
| Legal Subdivision | AUDITORS 25 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3700 |
810 88th Ave W is owned and occupied by an individual who bought it in August 2021.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 88TH AVE W, DULUTH, MN 55808-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE FCU |
| Aug 25, 2021 | Deed, Construction Loan · Construction Mortgage NATIONAL BANK OF COMMERCE |
| Jan 12, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on File |
| Deed Sale | Aug 25, 2021 · Amount on File |
| Deed Document Number | 20211045799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 810 88TH AVE W, DULUTH, MN 55808-1423 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 810 88TH AVE W, DULUTH, MN 55808-1423 |
| Document Number | 0001064612 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 1064612 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 15, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 25, 2021 |
| Property Address | 810 88TH AVE W, DULUTH, MN 55808-1423 |
| Document Number | 0001045799 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 1045799 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 810 88TH AVE W, DULUTH, MN 55808-1423 |
| Document Number | 0001045800 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 1045800 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Sep 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 12, 2021 |
| Property Address | 810 88TH AVE W, DULUTH, MN 55808-1423 |
| Document Number | 00T1035058 |
| Instrument Date | Jan 8, 2021 |
| Instrument | T1035058 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 218 W KENT RD DULUTH MN 558121153, DULUTH, MN 55812-1153 |
The 2026 property tax bill for 810 88th Ave W was $3,124 with a homeowner's exemption, down 0.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,124.00 (-0.45%) Homeowner's exemption | ||
| 2025 | $3,138.00 (-6.38%) Homeowner's exemption | $262,300 (+5.13%) Land $28,000 Building $234,300 | $262,300 (+5.13%) Land $28,000 Building $234,300 |
| 2024 | $3,352.00 | $249,500 Land $32,600 Building $216,900 | $249,500 Land $32,600 Building $216,900 |
| 2022 | $131,200 Land $34,700 Building $96,500 | $131,200 Land $34,700 Building $96,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 88th Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 88th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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