810 5th St, Colo, IA 50056 Property Records

Story County property record for 810 5th St, Colo, IA 50056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,845 sqft · built 2005
Lot Size	0.499 acres (21,750 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Jun 2017)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Jun 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-08-415-290`

Property Details

APN / Parcel Number

Primary APN	`12-08-415-290`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,750 sqft (0.499 acres)
Lot Dimensions	145 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 5TH ST
City	COLO
State	IA
Zip	50056-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOSTETTER AND MCCOY ADD E155' LOT 2 BLK C
Legal Range	21W
Legal Township	83N
Legal Section	08
Legal Subdivision	HOSTETTER & MCCOY'S ADD
Legal Block	C
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	NEW ALBANY
Census Block Group	3
Census Block	3034
Census Tract	10200

Owner

Source: Story County records · APN 12-08-415-290

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	810 5TH ST, COLO, IA 50056-1072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	20176360
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 27, 2017
Property Address	810 5TH ST, COLO, IA 50056-1072
Document Number	201700006360
Instrument Date	May 30, 2017
Instrument	2017-00006360
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 5TH ST, COLO, IA 50056-1072

Mortgage

Document Number	0201706361
Date	Jun 27, 2017
Instrument	2017-06361

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Colo City
County	Story County
Unified School District	Colo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00	$127,100 (+3.25%) Land $30,000 Building $97,100	$127,100 (+3.25%) Land $30,000 Building $97,100
2024	$2,234.00 (-0.53%)
2023		$123,100 Land $24,400 Building $98,700	$123,100 Land $24,400 Building $98,700
2022	$2,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Colo Telephone Company Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 123 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLO WATER SUPPLY serves 853 people
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Apr 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.