810 1st St, Otoe, NE 68417 Property Records

Otoe County property record for 810 1st St, Otoe, NE 68417

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,444 sqft · built 1920
Lot Size	2.59 acres (112,820 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2021)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000282500`

Property Details

APN / Parcel Number

Primary APN	`000282500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,414 sqft
1st Floor Area	1,414 sqft
Basement Area	1,308 sqft
Finished Basement	1,308 sqft
Unfinished Basement	1,308 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	112,820 sqft (2.59 acres)
Lot Dimensions	1 ft deep x 112,820 ft wide
Garage Type	Detached
Garage Area	672 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	210 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	810 1ST ST
City	OTOE
State	NE
Zip	68417-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 9 & 10 EXC ROW STRIP BARDEN'S ADD TO OTOE; MAP NUMBER: 3495-00-0-60100-000-0009
Legal Subdivision	BARDEN'S ADD
Legal Lot Number	9-10
Jurisdiction	OTOE NE
Township / Civil Division	NORTH BRANCH
Census Block Group	1
Census Block	1042
Census Tract	966700

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 1ST ST, OTOE, NE 68417-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK OF NEBRASKA
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EXCHANGE BANK
Aug 11, 2021	Deed of Trust, Mortgage FIRSTBANK
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NEBRASKA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Oct 21, 2014 · Amount on Record
Deed Document Number	20213586
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	810 1ST ST, OTOE, NE 68417-4004
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201801731
Date	Jul 25, 2018
Instrument	201801731

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	SWANTON, NE 68445

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	810 1ST ST, OTOE, NE 68417-4004
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702558
Date	Nov 3, 2017
Instrument	201702558

Lender

Name	AMERICAN EXCHANGE BANK
Type	Bank
Address	ELMWOOD, NE 68349

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	810 1ST ST, OTOE, NE 68417-4004
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 1ST ST, OTOE, NE 68417-4004

Mortgage

Document Number	0202102474
Date	Aug 11, 2021
Instrument	202102474

Lender

Name	FIRSTBANK
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Amount	Amount Recorded
Term	341 Months
Due	Jan 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Dec 8, 2021
Property Address	810 1ST ST, OTOE, NE 68417-4004
Document Number	0202103586
Instrument Date	Nov 18, 2021
Instrument	202103586
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103587
Date	Dec 8, 2021
Instrument	202103587

Lender

Name	FIRST NEBRASKA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Otoe Village
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (-31.18%)	$195,150 (+6.17%) Land $7,155 Building $187,995	$195,150 (+6.17%) Land $7,155 Building $187,995
2023	$4,638.00	$183,813 Land $4,770 Building $179,043	$183,813 Land $4,770 Building $179,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1982–2010)
Most Recent Claim	Jun 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 63% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OTOE serves 288 people · EPA ID NE3113108
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pinpoint Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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