81 Wingate Ave, Warwick, RI 02888 Property Records

Warwick City property record for 81 Wingate Ave, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1974
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on File
Last Sale$181,500 (Aug 2019)
Tax Bill$3,872 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN28701180000

Property Details

APN / Parcel Number

Primary APN28701180000
Alternative APNs
  • WARW M:287 B:0118 L:0000
  • 107605

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,168 sqft
1st Floor Area1,040 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number107605
Street Address81 WINGATE AVE
CityWARWICK
StateRI
Zip02888-1140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block118
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1003
Census Tract21100

Owner

81 Wingate Ave is owned and occupied by an individual who bought it in August 2019.

Source: Warwick City records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address81 WINGATE AVE, WARWICK, RI 02888-1140
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE AFFINITY LLC
Aug 30, 2019Executor's Deed, Transfer · FHA Mortgage
PROVINCE MORTGAGE ASSOCIATES INC
Aug 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
GREENWOOD CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2019 · Amount on File
Deed SaleAug 30, 2019 · Amount on File
Deed Book / Page9342 / 274
Prior Transfer DateAug 5, 2019
Prior Transfer Doc9342-272
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address81 WINGATE AVE, WARWICK, RI 02888-1140
Transaction TypeMortgage
Record UpdatedMay 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9831-299
DateMay 4, 2021
Book Page9831/299
Instrument9314
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWARWICK RI
Recording DateAug 30, 2019
Property Address81 WINGATE AVE, WARWICK, RI 02888-1140
Document Number9342-274
Book / Page9342 / 274
Instrument DateAug 30, 2019
Instrument12103
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12104
DateAug 30, 2019
Instrument12104
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
TypeFHA Mortgage
AmountAmount on Record

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateAug 30, 2019
Property Address81 WINGATE AVE, WARWICK, RI 02888-1140
Document Number9342-272
Book / Page009342 / 000272
Instrument DateAug 5, 2019
Instrument12102
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 WINGATE AVE WARWICK RI 028881140, WARWICK, RI 02888-1140

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address81 WINGATE AVE, WARWICK, RI 02888-1140
Document Number9085-173
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 WINGATE AVE WARWICK RI 028881140, WARWICK, RI 02888-1140

Mortgage

Document Number9085-173
DateJul 3, 2018
Book Page009085/000173
Instrument9157
Lender
NameGREENWOOD CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 2, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 81 Wingate Ave was $3,872.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,872.00$304,900 Land $87,400 Building $217,500
2024$271,795
2023$3,545.00 (+4.85%)$249,800 (+38.39%) Land $72,200 Building $177,600
2022$3,381.00$180,500 Land $47,400 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Wingate Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims44 (1978–2024)
Claims Outside the SFHA19 of 44
Most Recent ClaimFeb 2024 · rainfall accumulation
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 5 claims
  • Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Wingate Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 88% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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